Best UK fix and fall energy tariffs (February 2026)
Compare whole-of-market fixed and “fix and fall” style options for your home—then switch to a tariff that fits how you use energy. Get personalised results in minutes.
- Whole-of-market comparison for UK homes (gas, electricity or dual fuel)
- See fixed deals alongside flexible options—sorted by cost, term and features
- Switch with confidence: exit fees, unit rates and standing charges explained
For domestic customers in Great Britain. Availability and prices vary by region, meter type and usage. We’ll show the latest tariffs we can access at the time you compare.
Compare the best UK fix and fall energy tariffs for your home
“Fix and fall” is a popular way of describing a fixed-rate energy tariff that may still let you benefit if prices drop (typically by allowing you to move to a cheaper deal, subject to the tariff’s terms). In February 2026, the best option depends on your region, meter type, payment method and annual usage.
EnergyPlus compares whole-of-market home energy tariffs so you can see fixed deals alongside flexible options. We highlight the details that matter—unit rates, standing charges, contract length and exit fees—so you can choose confidently.
Quick tip: When people say “fix and fall”, they usually mean: fix now for predictability, but keep the option to switch again if the market falls. The key is checking the tariff’s exit fee and any switching restrictions.
What you’ll need (takes 2 minutes)
- Postcode (to price your region correctly)
- Whether you want gas, electricity or dual fuel
- Rough usage (or we can estimate using household size)
- Whether you have a smart meter or prepayment meter (if applicable)
Prefer not to share a phone number? That’s fine—telephone is optional. Email is required so we can send your personalised results.
What is a “fix and fall” energy tariff in the UK?
In UK home energy, “fix and fall” is a consumer shorthand—not an official tariff type. It usually refers to a fixed tariff that aims to give you protection if prices rise while keeping you in a strong position if prices fall, because you can switch again later to a cheaper tariff.
Fixed tariff (the “fix”)
Your unit rate (p/kWh) and standing charge (p/day) are fixed for a set term (e.g., 12–24 months). Good for budgeting.
Freedom to switch (the “fall”)
If market prices drop, you can move to a cheaper deal. The deciding factor is whether your current fix has an exit fee (and how large it is).
Not the same as a tracker
A tracker typically moves up/down with a reference price. A fix doesn’t move—so to benefit from a fall, you generally need to switch.
When you compare on EnergyPlus, we show you fixed tariffs and flexible options together and call out the terms that matter for a “fix and fall” strategy: exit fees, contract length, price guarantees, and how the supplier handles tariff changes.
Who should consider a fix and fall approach in February 2026?
The “best” fix and fall energy tariff is the one that matches your household priorities. Use the guide below to decide whether you should prioritise a fixed deal now, or keep flexibility.
A fixed tariff may suit you if…
- You want predictable bills and dislike price uncertainty
- You can accept a set term (often 12–24 months)
- You’ve been hit by variable price changes and want stability
- You can pay by Direct Debit and meet credit checks (where required)
More flexible options may suit you if…
- You expect to move home soon and want to avoid exit fees
- You’re comfortable switching quickly if better deals appear
- You have a prepayment meter and need a tariff designed for it
- You want your prices to move down without paying to leave a fix
Important: A fix only “falls” for you if you can switch to a cheaper tariff at the right time. That’s why checking exit fees and the remaining term is essential before committing.
How to choose the best fix and fall tariff (simple checklist)
- Start with your postcode and meter type. UK energy pricing is regional, and tariffs can differ for standard credit, smart meters and prepayment meters.
- Compare total annual cost—not just unit rates. Standing charges vary, so a “cheaper unit rate” can still cost more overall depending on usage.
- Check the exit fee. If your plan is “fix now, switch if it falls”, a high exit fee can cancel out savings from switching later.
- Pick a term that matches your life. If you might move within 12 months, consider shorter fixes or low/no-exit-fee options.
- Review payment method and eligibility. Some deals assume Direct Debit and paperless billing, and some require a credit check.
- Look at service factors. Customer support, billing accuracy and app usability can matter as much as the headline rate.
A practical way to “fix and fall” without overthinking it
Choose a fixed tariff with a competitive total annual cost and an exit fee you’re comfortable paying if a much cheaper deal appears. Then set a reminder to review your tariff every 3–6 months (or sooner if major market changes are announced).
Rates, standing charges and exit fees (what to check)
If you’re searching for the best UK fix and fall energy tariffs, these are the deal elements that typically decide whether a fix is genuinely good value for your household.
| Tariff feature | Why it matters for “fix and fall” | What to look for |
|---|---|---|
| Unit rate (p/kWh) | Main driver of cost if you use a lot of energy. | Compare electricity and gas rates for your region, not national averages. |
| Standing charge (p/day) | Can dominate the bill for low-usage homes. | If you’re out a lot or have a small household, pay close attention here. |
| Exit fee | Determines how easily you can switch if prices fall. | Prefer low or reasonable fees if your plan is to re-shop later. |
| Term length | Longer fixes lock in rates longer but may carry higher exit fees. | Match term to your plans (moving, renovations, changing occupancy). |
| Payment method | Some of the cheapest deals assume Direct Debit. | Check whether prices change for cash/cheque or prepayment. |
Good to know: “Best” can mean the lowest cost, the lowest risk, or the best balance. Our comparison is designed to help you choose based on your usage—especially if you’re weighing a fix now versus switching later.
Regional considerations: why your postcode changes the “best” tariff
Energy prices and tariff availability can vary across Great Britain because of regional network costs and supplier pricing. That’s why “best UK fix and fall energy tariffs” is always postcode-dependent.
Electricity region
Your electricity distribution region affects standing charges and sometimes unit rates. Two homes with identical usage can see different annual costs.
Meter type
Smart meters, Economy 7 (two-rate) setups and prepayment meters can access different tariff structures and prices.
Supplier coverage
Some suppliers or tariffs have limited availability in certain areas. Whole-of-market comparison helps you see what you can actually switch to.
Common mistakes when choosing fixed (and “fix and fall”) tariffs
Focusing on unit rate only
A lower unit rate can be offset by a higher standing charge. Always compare the estimated annual cost for your usage.
Ignoring exit fees
If you plan to switch when prices drop, exit fees are effectively the “cost to fall”. Factor them in upfront.
Choosing the wrong term length
Long fixes can be great for stability, but if you’ll move home soon you might pay to leave early or lose flexibility.
Not checking your current tariff
Before switching, confirm whether you’re already fixed, what your exit fee is, and whether your fix ends soon (when switching may be cheaper).
If you’re unsure: complete the form above and we’ll show the options that match your postcode and meter type. You’ll be able to compare on cost and on “switching flexibility”.
FAQs: best UK fix and fall energy tariffs (February 2026)
Are “fix and fall” tariffs guaranteed to go down if prices drop?
No. A fixed tariff’s rates typically stay the same for the term. If prices drop elsewhere, you may be able to switch to a cheaper tariff, but whether it’s worth it depends on any exit fee and how much you’d save over the remaining months.
What’s the difference between fixed, variable and tracker tariffs?
Fixed tariffs hold unit rates and standing charges for a term. Variable tariffs can change at the supplier’s discretion (often aligned to wider market moves). Tracker tariffs usually move with a reference price—up and down—according to the product’s rules.
Can I switch energy tariffs if I’m in debt?
Sometimes. Rules and options depend on the size of the debt, your payment arrangement and meter type (including prepayment). If you complete the form, we’ll show suitable options available for your circumstances and postcode.
Will switching interrupt my gas or electricity supply?
No—switching supplier doesn’t cut off your energy. Your supply continues as normal; the change is administrative. You’ll usually provide meter readings (or smart readings) to ensure accurate billing.
How do I know if a fixed deal is truly “best” for February 2026?
The best deal is the one with the lowest expected annual cost for your postcode and usage, with terms you’re comfortable with (especially exit fees if you want to “fall” later). Use the comparison form to see real-time options available to your home.
What customers like about comparing with EnergyPlus
When you’re choosing a fixed tariff with “fix and fall” flexibility, clarity matters. Here’s what households tell us they value most about the EnergyPlus comparison experience.
“I could finally see the difference between unit rates and standing charges. The results made it obvious which fix suited our usage.”
“Exit fees were clearly flagged, which helped me pick a fixed deal I can leave if prices drop.”
“The postcode-based comparison saved time. I didn’t have to guess which tariffs were actually available where I live.”
Trust and transparency: We focus on showing you the full picture—estimated annual cost, key terms and switching flexibility—so you can choose what’s right for your home.
Ready to find your best fix and fall tariff for February 2026?
Compare whole-of-market home energy tariffs by postcode. We’ll help you spot a strong fixed deal today, while keeping an eye on the details that matter if prices fall later.
- Postcode-based pricing for your region
- Fixed vs flexible options side-by-side
- Exit fees and contract length made clear
Domestic switching only. Tariffs and eligibility depend on your property, meter and supplier availability.
What happens next?
- You submit the form with your postcode and contact details
- We match you to available tariffs for your home
- You choose a tariff and we help you through the switch
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