Cheapest fix and fall energy tariffs UK (February 2026)
Compare whole-of-market fixed and tracker (“fix and fall”) tariffs for your home. See what’s competitive in February 2026, understand the risks, and switch in minutes with EnergyPlus.
- Whole-of-market comparison for UK households (gas, electricity or dual fuel)
- Fixed, tracker and variable options — with clear exit fee and unit rate checks
- Personalised results: based on your postcode, meter type and usage
- No jargon: simple guidance on when “fix and fall” can work (and when it won’t)
Prices change frequently. We’ll show live quotes available for your address and usage — you’re not committing until you choose a tariff and submit your switch.
Find the cheapest fixed or tracker tariff for your home
If you’re searching for the cheapest fix and fall energy tariffs in the UK in February 2026, the only reliable way is to compare live quotes for your postcode, meter and usage. National averages can’t account for regional network costs, payment method, smart meter availability, or whether you have Economy 7.
Use the form to see whole-of-market options including fixed tariffs (price certainty) and tracker tariffs (prices can fall — and rise). We’ll highlight key details like unit rates, standing charges, contract length, and any exit fees.
Quick tip: The “cheapest” tariff isn’t always the lowest unit rate. Standing charges, payment method, usage level and exit fees can change the true annual cost.
What you’ll get
- Personalised cheapest results for gas, electricity or dual fuel
- Clear breakdown of unit rates and standing charges
- Filters for fixed, tracker and no exit fee options
- Guidance on whether a tracker is suitable if prices fall later in 2026
Already know your tariff name? We can still help — use your results to compare against fixed deals and trackers available in February 2026.
February 2026: what “cheapest” means for fix and fall tariffs
“Fix and fall” is a common way people describe trying to fix now but still benefit if prices fall later. In practice, there are two main approaches for UK households:
1) Fixed tariff (with a plan to refix)
You lock in unit rates and standing charges for a set term. If the market drops, you can switch again — but you’ll need to consider exit fees, timing, and whether savings outweigh any penalties.
2) Tracker tariff (prices can fall or rise)
Your price tracks a reference (often wholesale or a supplier formula). If prices fall, you may pay less. If prices rise, your bills can increase quickly. Trackers usually suit households comfortable with variability.
Important: The cheapest February 2026 tariff for your neighbour may not be the cheapest for you. Regional pricing, meter type (smart / traditional / prepay), and how much energy you use all matter.
Why compare whole-of-market with EnergyPlus
You see what’s available now
Tariffs open and close quickly. Comparing live quotes helps you avoid chasing outdated “cheap” deals that have already ended.
We highlight the real cost drivers
Standing charges, payment method and exit fees can outweigh a slightly better unit rate — especially for low-usage households.
Designed for UK homes
Guidance covers dual fuel, Economy 7, smart meters, prepayment, and common switching scenarios across England, Scotland and Wales.
Fast switching, less admin
Once you’ve chosen a tariff, the switch is typically handled by the supplier. No engineer visit is usually needed.
Help if you’re unsure
Not sure whether to fix or track? Use our checklist and FAQs below to choose based on risk, budget and plans to move home.
Clear comparisons (no jargon)
We focus on what matters: what you’ll pay, what can change, and what it costs to leave early.
How fix, tracker and variable tariffs compare
Use this as a quick guide when choosing the cheapest option in February 2026. Your best pick depends on your risk tolerance and how long you plan to stay in your home.
| Tariff type | What you pay | Pros | Watch-outs |
|---|---|---|---|
| Fixed | Unit rates and standing charges stay the same for the term. | Budget certainty; protects you if prices rise. | Often has exit fees; you might miss out if prices fall significantly. |
| Tracker | Price moves with a reference (e.g., wholesale-linked formula). | Can be cheaper when markets fall; typically flexible. | Bills can rise quickly; not ideal if you need stable monthly costs. |
| Standard Variable (SVT) | Supplier can change rates; generally no fixed term. | Flexible; usually no exit fees; a safe default when shopping around. | Often not the cheapest; prices can increase with notice. |
A simple “fix and fall” approach (without guesswork)
- Compare February 2026 fixed and tracker quotes for your postcode.
- If choosing fixed, prefer a deal with manageable (or no) exit fees if you may refix later.
- Set a calendar reminder 6–10 weeks before your contract ends to compare again.
- If choosing tracker, decide in advance what monthly cost increase would make you switch away.
Moving home soon? If you might move during 2026, check whether your tariff is portable, and whether early exit fees apply if you can’t transfer it.
What to check before choosing the cheapest tariff
When you compare February 2026 tariffs, use this checklist to avoid “cheap on paper” deals that don’t stay cheap for your household.
1) Standing charge vs your usage
Lower unit rates can be offset by higher standing charges. Low-usage homes should look closely at the standing charge.
2) Exit fees and contract length
If you want the option to “fall” later (switch again), exit fees may cancel out any future savings.
3) Meter type (smart, Economy 7, prepay)
Not all tariffs are available to all meter types. Economy 7 households should compare day and night rates together.
4) How tracker prices can change
Check how often prices update and whether there’s a cap or exit fees. Trackers can be great — but only if you can absorb volatility.
Common switching mistakes (and how to avoid them)
- Only comparing unit rates: include standing charges and exit fees when judging “cheapest”.
- Choosing the wrong payment method: Direct Debit tariffs can differ from pay-on-receipt pricing.
- Forgetting your usage pattern: Economy 7 and high electric heating usage can change what “best” looks like.
- Waiting for a perfect drop: if you’re on an uncompetitive rate now, switching sooner can reduce overpayment.
Need a benchmark? Your current supplier’s annual statement usually shows your yearly kWh usage. Entering accurate usage makes cheapest results far more reliable than estimates.
Regional considerations across the UK
Energy pricing varies by region due to distribution network costs. That’s why “cheapest February 2026 tariffs” should always be checked at postcode level.
England
Different electricity distribution regions can change standing charges and unit rates. Always compare using your exact postcode.
Scotland
Supplier availability and regional pricing can differ. Live comparison ensures you only see tariffs you can actually switch to.
Wales
As with England, distribution region affects costs. Comparing by postcode avoids misleading “UK-wide” averages.
Northern Ireland: This page is focused on Great Britain tariffs. If you’re in Northern Ireland, energy markets and switching processes differ.
FAQs: cheapest fix and fall energy tariffs (February 2026)
What is a “fix and fall” tariff?
It’s not usually an official tariff type. It typically means either choosing a fixed tariff now but planning to switch again if prices fall, or choosing a tracker tariff where prices can fall (and rise) with the market.
Are tracker tariffs cheaper than fixed in February 2026?
Sometimes, but not always — and the answer can change quickly. The cheapest option depends on live pricing for your postcode and how the tracker is structured. Compare both and check how often the tracker price can change.
Will I be charged to switch energy supplier?
Switching itself is usually free, but some fixed tariffs include exit fees if you leave during the contract term. Always check the tariff details before committing.
How long does a switch take?
It varies by supplier and situation, but many switches complete within a few working days. Your supply won’t be interrupted — only the company billing you changes.
Do I need a smart meter to get the cheapest deals?
Not necessarily. Some tariffs are available to all meter types, while others are smart-meter-only. Comparing whole-of-market for your postcode will show what you can actually access.
Is it safe to leave my current supplier?
If you’re switching through a normal supplier switch, your energy supply stays on. Check if you have debt, a prepayment meter, or a fixed contract with exit fees before switching.
Want personalised prices now? Use the comparison form to see the cheapest fixed and tracker options available in February 2026 for your home.
Trusted by UK households comparing energy
“Clear comparison and easy to understand.”
I could see the standing charge and unit rates side-by-side and chose a fixed deal with no exit fee so I can review later.
— Homeowner, West Midlands
“Found a cheaper tariff for my postcode.”
The results were specific to my area and meter type, which helped me avoid picking a deal I couldn’t actually get.
— Customer, Greater Manchester
“Helpful for deciding fixed vs tracker.”
I didn’t realise how much exit fees mattered for a ‘fix and fall’ plan. The checklist made it straightforward.
— Household, South Wales
Transparency: EnergyPlus is a comparison service. Availability, rates and supplier terms can change. Always review tariff details before switching.
Ready to check the cheapest February 2026 tariffs?
Get whole-of-market fixed and tracker quotes for your home — tailored to your postcode and usage. Choose a “fix and fall” approach that matches your budget and risk.
No supply interruption. Switching is handled by the supplier once you choose a tariff.
Before you submit the form
- Have your postcode ready
- If possible, check your annual kWh usage
- Know if you’re Economy 7 or prepay
Back to Energy Cost Saving Advice