Fix and fall energy tariff deals UK this month
Compare whole-of-market fix-and-fall energy tariffs for your home and see whether a tariff that can drop with prices could suit you. Get tailored results in minutes.
- Whole-of-market comparison for UK households (gas, electricity or dual fuel)
- See estimated monthly costs and key tariff features side-by-side
- Switch support: we’ll guide you through what to check before you apply
No obligation. For home energy only. Results depend on availability, region and your usage. Always check tariff terms before switching.
Get whole-of-market fix & fall tariff quotes for your home
Fix-and-fall tariffs are designed for people who want some price protection while still having the chance to benefit if prices drop. Availability changes often, so the fastest way to see what’s live for your postcode is to run a comparison.
Tip: Have a recent bill handy. If not, your postcode and rough monthly spend still works for an initial shortlist.
What you’ll see in your results
- Estimated annual and monthly cost based on your usage
- Tariff length, exit fees and payment method options
- Whether the tariff can fall (and how often prices may update)
- Any applicable discounts or smart meter requirements
What is a fix-and-fall energy tariff in the UK?
A fix-and-fall (sometimes marketed as “price promise”, “tracker-style fixed”, or “fixed with downward adjustment”) tariff usually means your unit rates and/or standing charge are capped for a set period, but the supplier may also reduce your price if their equivalent offering becomes cheaper or if market conditions improve—depending on the tariff terms.
Unlike a classic fixed tariff (where your rate typically stays the same), fix-and-fall designs aim to avoid the frustration of fixing at the top of the market. Unlike a tracker tariff, they often provide a ceiling (a maximum you’ll pay), but they are not all identical.
Fixed
Price stays the same for the term (unless you change tariff). Good for budgeting, but you may miss out if prices fall.
Fix & fall
Has a cap like a fix, with the possibility of reductions under defined conditions. Terms vary—check update frequency and what triggers a fall.
Tracker
Prices move up and down (often daily or monthly) against a reference. Can be cheaper in a falling market, but can rise quickly.
Important: “Fix and fall” is not a regulated product label. Always read the supplier’s Key Features / tariff information label (TIL) and check how (and when) prices can decrease.
Why households consider fix-and-fall deals
If you’re looking for stability but don’t want to be locked into an above-market rate, a fix-and-fall tariff can be a middle ground. Here’s what often matters most to UK homeowners and renters.
Budgeting with a ceiling
Often includes a cap on unit rates (and sometimes standing charges), helping you plan monthly costs.
Potential to benefit if prices fall
Some tariffs allow downward changes, which can reduce the “fixed at the peak” risk.
Protection from sudden spikes
Compared with trackers, you’re typically less exposed to short-term wholesale volatility.
Clearer comparison against the Standard Variable Tariff
You can weigh a fix-and-fall tariff against your current SVT, using your actual usage and region.
Choice of term length
Deals often come in 12–24 month options; your best choice depends on risk tolerance and your moving plans.
Whole-of-market view
EnergyPlus helps you compare available tariffs across multiple suppliers, not just one brand’s offers.
How fix-and-fall tariffs typically work
The specifics vary by supplier, but many fix-and-fall tariffs follow a similar structure: a defined term, a maximum rate, and a mechanism that may reduce prices under set conditions. Use this section to understand the common wording you’ll see on tariff pages.
- Initial fixed price is set for gas and/or electricity (unit rate and standing charge listed on the tariff information label).
- A cap or promise is defined (e.g., “we won’t increase your rates for X months” or “your rate is capped at Y”).
- Price reductions may apply if the supplier launches a cheaper equivalent tariff, if a reference price drops, or at scheduled reviews (monthly/quarterly).
- Terms govern the adjustment including eligibility, exclusions, and how you’ll be notified.
- Exit fees and end-of-term rules apply—many fixes have exit fees; you may move to a standard variable tariff at the end unless you switch again.
Plain-English check: If a tariff says it can fall, confirm what can fall (unit rate, standing charge, or both), when it’s reviewed, and whether reductions are automatic.
Fix-and-fall tariff checklist (before you switch)
A fix-and-fall deal can be strong value, but only if the terms fit your household. Use this checklist to avoid the most common switching mistakes.
1) Confirm your current tariff & exit fees
- Are you on a fixed tariff, tracker, or standard variable tariff (SVT)?
- Is there an early exit fee if you leave now?
- When does your current deal end?
2) Compare using your real usage
- Annual kWh is best; monthly spend works as a starting point.
- Check both gas and electricity if you’re dual fuel.
- Consider seasonal usage (e.g., electric heating).
3) Read the “fall” mechanism
- Is the reduction automatic or do you need to request it?
- Is it linked to a reference price, or only to new tariffs from the same supplier?
- How frequently can your rate change?
4) Check standing charges and regional rates
- Standing charges vary by region and can change which deal is best.
- Low-usage homes should compare standing charges closely.
- Make sure your meter type is supported (credit/prepay/smart).
Quick win: If you’re unsure about your usage, start the comparison anyway. You can refine your figures once you have your bill to get a more accurate estimate.
Regional considerations across the UK
Energy prices can vary by electricity distribution region (and standing charges can be notably different). That means a deal that looks strong in one area may not be the best elsewhere.
England, Scotland & Wales
Your postcode helps identify your region and eligible tariffs. Standing charges and unit rates can differ even between nearby postcodes.
Northern Ireland
Northern Ireland’s market works differently from Great Britain. Availability depends on local suppliers and tariff structures. Enter your details to see what applies to your home.
Reminder: Always compare total estimated cost (unit rate + standing charge) rather than focusing on one figure.
Fix and fall energy tariffs: FAQs
Are fix-and-fall tariffs always cheaper than the price cap?
Not necessarily. The Ofgem price cap applies to standard variable tariffs (SVTs) and sets a limit on the unit rates/standing charges suppliers can charge for those tariffs. Fix-and-fall deals are separate products; some may price below an SVT for your region and usage, while others may not. Comparing using your postcode and usage is the safest way to check.
Can my price go up on a fix-and-fall tariff?
Many are designed so your rates don’t increase during the term, but you must read the exact terms. Some tariffs may allow changes in specific circumstances (for example, changes in VAT, levies, or other defined scenarios). Your tariff documents should state what can change and why.
How do price reductions work in practice?
Common approaches include:
- Automatic alignment with a cheaper equivalent tariff from the same supplier
- Scheduled reviews (e.g., monthly) where rates can be reduced
- Reference-based approaches linked to a published benchmark (terms vary)
Will switching affect my smart meter or direct debit?
Usually your smart meter can stay in place, and many tariffs are available with monthly direct debit. Some offers may require a smart meter or may price differently for payment methods. Your comparison results will highlight key requirements and options.
Is it worth fixing energy prices this month?
It depends on your current tariff, your risk tolerance, and whether you prioritise stability. Fix-and-fall tariffs are often considered when households want budgeting certainty but don’t want to miss out entirely if prices reduce. Comparing your options is the quickest way to make a decision based on today’s live deals for your area.
How quickly can I switch energy supplier in the UK?
Switching timeframes vary by supplier and circumstances, but many switches complete within a few working days. If you’re in a cooling-off period or have complex meter arrangements, it may take longer. We’ll help you understand what to expect once you choose a tariff.
Looking for broader options? You can also compare all available home energy tariffs and then filter based on price protection features.
What customers value about comparing with EnergyPlus
When prices move, clarity matters. Here are examples of the kind of feedback we hear from households using a whole-of-market comparison to choose a tariff.
“I could finally see the standing charge and unit rate together for my postcode. The shortlist made it easier to pick a tariff that wouldn’t jump up.”
“The explanations helped me understand what ‘fix and fall’ actually meant. I avoided an exit-fee trap.”
“It took minutes to get options for my area. I liked that it wasn’t just one supplier’s deals.”
Trust & transparency: Always verify tariff documents (unit rates, standing charges, term and exit fees) before applying. EnergyPlus is a comparison service and does not set supplier prices.
Ready to see fix-and-fall deals available in your area?
Use your postcode to compare whole-of-market home energy tariffs. You’ll get a clearer view of prices, protections and flexibility—so you can choose with confidence.
Home energy only. Switching is subject to supplier acceptance and tariff terms.
In a hurry?
- Enter your postcode
- Check exit fees
- Compare total estimated cost
- Review the “fall” terms
Back to Energy Cost Saving Advice