What is a fix and fall energy tariff?

A fix and fall energy tariff (also called a ‘tracker with a cap’) fixes your maximum unit rates for a set period, but can fall if market prices or the Ofgem price cap reduces. You get price protection if rates rise, while still benefiting from drops. Always check how and when reductions are applied and any exit fees.

Are fix and fall tariffs cheaper than fixed tariffs in January 2026?

They can be, depending on how wholesale prices and the Ofgem price cap move. Fix and fall deals may start slightly higher than the very cheapest fixed options, but they can become cheaper if rates fall during your contract. Compare the unit rate (p/kWh), standing charge (p/day), contract length and any exit fees before switching.

Will my rates automatically drop if prices fall?

On a genuine fix and fall tariff, your price should reduce when the supplier’s underlying reference price falls (often linked to the Ofgem cap or a supplier’s internal tracker). However, the timing and calculation varies by supplier. Check the tariff terms for the reduction trigger, update frequency and whether drops apply to both unit rates and standing charges.

Can I switch away from a fix and fall tariff if a better deal appears?

Usually yes, but you may pay an exit fee if you leave before the end of the fixed period. Some tariffs waive exit fees near the contract end or have no exit fees at all. If you want flexibility, prioritise deals with low or zero exit fees and shorter terms.

Is a fix and fall tariff the same as a tracker tariff?

Not exactly. A tracker tariff typically moves up and down frequently (daily/weekly/monthly) with an index and often has no fixed maximum. A fix and fall tariff is designed to cap your maximum price for a period while still allowing reductions—so it’s generally less volatile than a pure tracker.

Who should consider a fix and fall tariff?

Fix and fall tariffs can suit households that want protection against price rises but don’t want to miss out if prices drop. They’re often a middle ground between fixed deals (stable but no benefit from falls) and trackers (more flexible but potentially higher risk).

How do I switch energy supplier on EnergyPlus?

Choose a fix and fall tariff you like, then start your switch using your postcode and address details. You’ll typically need your current supplier, payment preference, and an estimate of your usage (or your annual kWh from a recent bill). Switching is usually handled for you, and your supply won’t be interrupted.

What information do I need to get an accurate quote?

For the most accurate pricing, use: your postcode, whether you want gas, electricity or both, your current tariff/payment method, and your annual usage in kWh (from your bill). If you don’t have kWh figures, you can estimate based on household size, but kWh-based inputs improve the comparison.

Do fix and fall tariffs include the Ofgem price cap?

The Ofgem price cap limits what suppliers can charge on standard variable tariffs, not fixed deals. Some fix and fall tariffs reference the price cap when calculating reductions, but the tariff itself is a separate product. Check the tariff details to see whether and how the cap influences future price decreases.

Best fix and fall energy tariffs UK (January 2026)

Q: How do I compare the best fix and fall energy tariffs for my home?

Use your postcode and energy usage to compare like-for-like quotes. Focus on: (1) electricity and gas unit rates, (2) standing charges, (3) contract length, (4) when price decreases are passed on, (5) exit fees, and (6) payment method (Direct Debit vs prepay). Then choose the lowest estimated annual cost that matches your risk preference.

Compare whole-of-market fix and fall (tracker-style) home energy tariffs for January 2026 and check what you could pay by switching. Get personalised results in minutes with EnergyPlus.co.uk.

Whole-of-market comparison for UK homes (gas, electricity or dual fuel)
See how fix and fall tariffs work vs fixed and standard variable
Quick form—tailored quotes using your postcode and usage
No-obligation switching support if you decide to move

Compare fix and fall tariffs Learn how fix and fall works

Energy prices can change. Results depend on your region, meter type and usage. We’ll show estimated costs and key tariff terms before you choose.

Compare the best fix and fall energy tariffs for your home

A fix and fall tariff (often a tracker-style tariff) usually follows a published price reference, such as the Ofgem price cap or a wholesale-linked index, with the unit rates able to fall as well as rise. The “best” option depends on your region, usage, meter and whether you prefer certainty or flexibility.

Use this form to request a tailored comparison for January 2026. We’ll check whole-of-market options available to UK households and show estimated costs and key terms (including exit fees and price change rules) so you can decide with confidence.

Tip: Have your latest bill to hand. If you don’t know your kWh usage, we can still estimate—then you can refine later before switching.

What you’ll get after submitting

Available fix and fall (tracker-style) tariffs for your postcode
Estimated monthly and annual cost based on your usage
Clear comparison vs fixed deals and standard variable tariffs
Key contract details: duration, exit fees, price change method

Prefer not to share a phone number? That’s fine—email results are usually enough to start your comparison.

January 2026: what “best” can mean for fix and fall tariffs

Searches for “best fix and fall energy tariffs UK January 2026” are usually driven by one thing: people want prices that can come down, without being locked into a long fixed deal at the wrong time. In practice, the best fix and fall tariff for your household is the one that balances:

Price movement rules

Does the tariff track the Ofgem cap, an index, or a supplier-set formula? How often can rates change?

Total cost for your usage

Standing charges and unit rates vary by region—so “best” is postcode-specific, not headline-led.

Flexibility

Exit fees and contract length matter. A flexible deal can be valuable if prices start to fall further.

Important: Fix and fall tariffs are not the same as standard variable tariffs. They usually follow a defined reference and can change, so always check the tariff information and how price updates are applied.

Why people choose fix and fall tariffs (and when they don’t)

Fix and fall tariffs can suit households who want to benefit if rates reduce, but still want clearer rules than a purely supplier-set variable tariff. Here are the most common reasons people switch in January:

Potential to pay less if prices drop

If the reference price falls, your unit rates may fall too—without needing to switch again.

More transparent than many variables

A defined tracking method can be easier to understand than ad-hoc price changes.

Option to move later

Some tracker-style products have low or no exit fees, so you can switch to a fixed deal if needed.

When a fixed tariff may be better

If you need budgeting certainty, a fixed unit rate and standing charge can reduce month-to-month surprises.

When standard variable may be fine

If you’re moving soon or waiting for a better deal, you may prefer no contract commitments.

Watch-outs

Prices can rise as well as fall. Always confirm the tracking formula, cap (if any) and notice period.

Quick reality check: No one can guarantee the direction of energy prices. The right choice is the tariff that fits your risk tolerance and household budget.

How fix and fall (tracker-style) energy tariffs work

In UK home energy, “fix and fall” is commonly used to describe tariffs where rates can move up and down according to a defined reference. The details vary by supplier, so you should always read the tariff information before switching.

Choose fuel and meter details: electricity only, gas only, or dual fuel; smart meter, credit meter or prepayment meter.
Supplier sets a tracking method: for example, a percentage below/above a published reference price, or a defined formula.
Rates can change on a schedule: some tariffs update monthly, quarterly, or when the reference changes. Notice periods and rules differ.
Your bill follows your usage: standing charges apply daily; unit rates apply per kWh consumed.
You can review and switch again: subject to contract terms and any exit fees.

Fix and fall vs fixed vs standard variable (quick comparison)

Tariff type	How prices change	Best for	Main watch-out
Fix and fall (tracker-style)	Moves with a defined reference/method; can rise or fall	Households comfortable with some price movement	Rates can increase; rules vary by tariff
Fixed	Unit rates/standing charges fixed for the contract term	Budgeting certainty and stable payments	May miss out if prices fall; exit fees possible
Standard variable	Supplier can change rates (often aligned with cap levels)	Flexibility and no fixed term (usually)	Less certainty; rates can rise with notice

If you’re unsure: Submit the form and ask for side-by-side estimates for (1) fix and fall, (2) fixed, and (3) standard variable for your exact postcode and meter type.

What to check before choosing a fix and fall tariff

Two fix and fall tariffs can look similar but cost very different amounts once you factor in standing charges, regional rates, and how price updates work. Use this checklist when reviewing results.

Pricing and terms

Unit rate and standing charge (electricity and gas)
Tracking reference (e.g., Ofgem cap / index / formula)
Update frequency and any notice period
Exit fees and how they apply
Contract length and renewal terms

Your household fit

Are you high usage (heating-heavy) or low usage?
Do you need predictable monthly costs?
Is your meter single-rate or multi-rate?
Will you likely move house within the term?
Do you want green/renewable electricity options?

Good to know: The cheapest unit rate isn’t always the cheapest bill. Standing charges can make a big difference—especially for lower-usage homes.

Regional pricing, meter types, and why your postcode matters

In Great Britain, energy prices are set with regional elements (including network costs), so the same tariff name can have different unit rates and standing charges depending on where you live. That’s why any “best fix and fall tariff” list without postcode filtering can be misleading.

England

Prices vary by distribution region. A tariff that’s strong in the North West may not be best in London or the South West.

Scotland

Regional standing charges and unit rates can differ. We’ll match results to your local region via postcode.

Wales

As with England, rates depend on the distribution region. Comparing with the correct postcode is essential.

Meter types we can compare for homes

Meter type	What it means for pricing	What to do
Single-rate credit / smart	One unit rate for electricity; simplest to compare	Submit your postcode and we’ll show available deals
Multi-rate (e.g., Economy 7)	Day and night rates; best tariff depends on night usage	Have an estimate of day/night split if possible
Prepayment	Different tariff availability and standing charges	We’ll filter for prepay-eligible tariffs where available

Northern Ireland: Home energy markets and tariff structures differ. This page focuses on Great Britain comparisons (England, Scotland and Wales).

FAQs: best fix and fall energy tariffs (UK, January 2026)

Is a fix and fall tariff the same as a tracker?

Often, yes. “Fix and fall” is commonly used to describe tracker-style tariffs where your rates follow a defined reference and can go up or down. Always confirm the exact tracking method in the tariff details.

Can my price go up on a fix and fall tariff?

Yes. Rates can rise as well as fall. The key is knowing how prices change (reference, frequency, notice). That’s why we show the tariff rules alongside cost estimates.

How do I know what’s “best” for January 2026?

“Best” depends on your postcode and household usage. The practical approach is to compare: (1) estimated annual cost, (2) exit fees and term length, and (3) price movement rules. Submit your postcode to get a personalised view.

Will switching affect my supply?

No. Your gas and electricity keep flowing as normal. The change is mainly administrative. If you have a smart meter, readings are typically smoother; if not, you may need to provide meter reads.

Do fix and fall tariffs have exit fees?

Some do, some don’t. Even when exit fees exist, they can vary by fuel or by remaining term. We’ll highlight exit fees clearly so you can judge flexibility.

Can I compare green electricity options?

Yes. Availability depends on supplier and meter type. If renewable sourcing matters to you, tell us after submitting and we’ll focus your results on suitable options.

Still deciding? Go back to the comparison form and we’ll show fix and fall options alongside fixed alternatives for your postcode.

Why households use EnergyPlus to compare

Choosing a fix and fall tariff is about understanding the rules as much as the price. Our comparison is designed to make the details clear before you commit.

“Clear explanation of the tracker rules. I could finally compare like-for-like and decide what risk I was comfortable with.”

— Homeowner, West Midlands

“Fast and postcode-accurate. The standing charge differences made a bigger impact than I expected.”

— Customer, Greater Manchester

“No pressure. I got the comparison by email and switched when I was ready.”

— Customer, South Wales

Trust and transparency

Whole-of-market approach for home energy comparisons (where available)
Clear display of estimated costs and key terms (exit fees, duration, price change rules)
Postcode-based regional pricing to avoid misleading “headline” rates

Ready to find the best fix and fall tariff for your postcode?

Submit the comparison form and we’ll show available January 2026 fix and fall (tracker-style) options for your home—plus fixed alternatives, so you can choose what suits your budget.

Start my comparison

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No supply disruption. Postcode-based pricing. No obligation.

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Updated on 14 Feb 2026