Best UK tracker energy tariffs for households 2025
Compare whole-of-market tracker tariffs for your home and see if a price that moves with the market could beat your current deal. Check eligibility, estimated costs and key features in minutes.
- Whole-of-market comparison for UK households (gas, electricity or both)
- See tracker vs fixed vs standard variable with clear pros and cons
- Understand daily standing charges, unit rates and exit fees before you switch
- Start online and complete the form to get tailored results
EnergyPlus is a comparison service. Availability and prices vary by region, meter type and usage. Estimated figures shown are illustrative until you complete the form.
Compare the best tracker energy tariffs for your home
Tracker tariffs can be a smart option in 2025 if you want a price that can go down when wholesale costs fall. But they can also rise, and the rules vary by supplier. EnergyPlus helps you compare whole-of-market tracker, fixed and variable tariffs for UK households, so you can make a confident choice.
Complete the form to get tailored results. We’ll use your postcode and a few household details to show available tariffs, estimated costs and key features like standing charges, exit fees and how often rates can change.
Tip: If you don’t have your annual kWh, you can still compare. Use an estimate now, and fine-tune later when you have a bill to hand.
What you’ll see in your results
- Tracker tariff options available at your postcode (electricity and/or gas)
- Estimated monthly and annual costs based on your usage and region
- Unit rates and standing charges (the biggest drivers of cost)
- Key terms: price cap linkage, update frequency, and any exit fees
- A clear view of alternatives (fixed and standard variable) for context
Get personalised tracker tariff comparisons
Fill in the form and we’ll show the most suitable deals available for your home in 2025.
What is a tracker energy tariff (and why it matters in 2025)?
A tracker energy tariff is a household tariff where your unit rates (and sometimes standing charges) move up and down in line with an underlying reference, such as the Ofgem price cap level, a market index, or a supplier’s published tracker formula. Unlike a fixed tariff, the price is not locked for the full term.
Potential for lower costs
If wholesale prices fall, a tracker can reduce faster than many fixed deals, depending on the tracker rules and update frequency.
More price movement
Rates can also rise. Trackers are generally best for households comfortable with variability (or with a budget buffer).
Rules differ by supplier
Some trackers follow the price cap, some use a published index, and some cap increases or set minimum/maximum rates.
In 2025, tracker tariffs can be appealing when households expect prices to trend downwards or want flexibility. But the “best” tracker tariff is the one that’s available at your postcode, fits your meter type, and aligns with your risk tolerance.
Who should consider a tracker tariff in 2025?
Tracker tariffs aren’t right for every household. Use this quick guide to sense-check whether it’s a good fit before you compare.
Tracker could suit you if…
- You can handle month-to-month bill changes.
- You want flexibility and may switch again if conditions change.
- You’re confident you understand standing charge + unit rate.
- You have a smart meter or accurate readings (helpful, not always required).
- You’re comparing against a high-priced fixed tariff.
A fixed tariff may suit you if…
- You want predictable payments for budgeting.
- You’d struggle if rates rose at short notice.
- You prefer a set term (e.g. 12–24 months).
- You’re currently on a variable rate and want certainty.
- You don’t want to monitor market changes.
Household reminder: The cheapest unit rate doesn’t always mean the cheapest bill. Standing charges vary by region and can materially affect low-usage homes.
How tracker tariffs work: what to check before you choose
Two tracker deals can look similar on day one and behave very differently over time. When we compare tracker energy tariffs for households, these are the details that matter most:
- What the tariff tracks: Is it linked to the Ofgem price cap, a published market index, or a supplier formula?
- Update frequency: Daily, weekly, monthly, or when a cap changes? Faster updates can mean faster decreases (and increases).
- Unit rates and standing charges: Trackers may adjust one or both. Check electricity and gas separately.
- Any protection features: Some tariffs include a maximum rate, a “collar” (minimum), or a smoothing mechanism.
- Exit fees and contract terms: Many trackers are flexible, but not all. Understand the cost of leaving.
- Eligibility: Meter type, payment method, and region can affect availability.
Quick definitions
Unit rate: what you pay per kWh used. Standing charge: daily fixed cost for being connected.
Price cap: a limit on typical charges for standard variable tariffs (and some trackers), set by Ofgem for Great Britain.
Tracker vs fixed vs standard variable: compare the trade-offs
If you’re deciding whether a tracker tariff is “best” for your household in 2025, it helps to compare it side-by-side with a fixed tariff and a standard variable tariff (SVT).
| Feature | Tracker tariff | Fixed tariff | Standard variable (SVT) |
|---|---|---|---|
| Price certainty | Low–medium (can change) | High (locked for term) | Medium (changes when supplier updates rates; often aligned to cap changes) |
| Potential to benefit from falling prices | Higher (depends on tracker rules) | Lower during term | Medium (often adjusts less frequently) |
| Risk if prices rise | Higher (unless capped) | Lower during term | Medium (cap can change; SVT moves over time) |
| Exit fees | Sometimes (varies widely) | Often (especially early in term) | Usually none |
| Best for | Flexible households comfortable with variation | Households prioritising budgeting stability | People who don’t want a contract or who are between fixes |
If you’re unsure, start by comparing tracker deals against the fixed tariffs available at your postcode. In many cases, the “best” choice depends on the spread between the best fixed rate and the tracker’s expected movement.
Regional pricing in Great Britain: why your postcode matters
Energy prices vary by region because electricity distribution areas have different network costs. That means a tracker tariff that looks “best” in one area might not be best in another once standing charges and unit rates are applied.
Standing charges differ
If your household uses less energy (e.g. smaller flats), standing charges can make a bigger difference than the unit rate.
Meter type matters
Smart, traditional credit and prepayment tariffs can price differently. Some trackers are limited to certain meter setups.
Electricity vs gas behaves differently
Dual-fuel households should compare both fuels together. A strong electricity deal can be offset by a weaker gas rate (and vice versa).
Action: Use your postcode in the form above to see tracker deals you can actually switch to. Go to comparison form.
Common mistakes when choosing tracker tariffs (and how to avoid them)
Comparing only unit rate
Standing charge can dominate costs for low-usage households. Always compare estimated annual cost, not just p/kWh.
Not checking update frequency
A daily tracker can move quickly. A monthly tracker may feel calmer. The “best” tracker is partly about your comfort level.
Ignoring exit fees
Even a small exit fee can erase savings if you switch again soon. We surface exit fees in results where provided.
Assuming “tracker” means “price cap”
Not all trackers follow the cap. Some track other indices or supplier formulas. Always read what it tracks and any limits.
Tracker tariff FAQs (UK households)
Are tracker tariffs cheaper in 2025?
Sometimes. A tracker can be cheaper if the tracked reference falls or stays low. But prices can rise too. The best way to decide is to compare the tracker options available at your postcode against current fixed deals.
Can my rates change daily?
Depending on the tariff, yes. Some trackers are updated daily; others are weekly or monthly. Your tariff information should state how and when rates can change.
Do tracker tariffs have exit fees?
Some do, some don’t. Trackers are often marketed as flexible, but terms vary. Always check the tariff details—especially if you may switch again within a year.
Can I get a tracker on a prepayment meter?
Availability can be more limited. Some suppliers offer fewer tariff types for prepayment meters. Use the form to check what’s available for your payment method and postcode.
Is a tracker the same as a time-of-use tariff?
No. A tracker changes prices over time based on a reference, while time-of-use tariffs (like off-peak rates) charge different prices depending on the time of day. Some products can combine features, so check the tariff description.
Will switching affect my supply?
No. Your gas and electricity keep flowing as normal. A switch is administrative—your supplier changes, not your physical connection.
Still unsure? Compare tracker and fixed options side-by-side for your home. Get personalised results.
What households say about comparing tracker tariffs with EnergyPlus
Real experiences vary by supplier and region, but these are common reasons households choose to compare with a whole-of-market service.
“I didn’t realise how much the standing charge differed in my area. Seeing the full annual estimate made the decision simple.”
— Homeowner, West Midlands
“The tracker looked good, but the exit fee mattered because I might switch again. The comparison highlighted it clearly.”
— Renter, Greater London
“I wanted flexibility, but not surprises. Comparing tracker versus fixed alongside my usage helped me pick the right risk level.”
— Family household, Yorkshire
Trust indicators
- Whole-of-market comparison approach
- Clear display of tariff features (unit rate, standing charge, fees)
- UK household-focused guidance (not business energy)
What to have ready (optional)
- Recent bill (annual kWh helps accuracy)
- Payment method and meter type
- Whether you want electricity, gas, or dual fuel
Ready to find your best tracker tariff for 2025?
Get a tailored shortlist of UK household tracker tariffs available at your postcode—plus fixed and variable options for a clear comparison.
- Personalised results in minutes
- Whole-of-market comparison
- Clear costs: unit rates, standing charges and fees
Start your comparison
Use the form to see tracker deals for your home, based on region and payment method.
Prices and availability can change. Compare using your postcode for the most accurate view.
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