Fix and fall energy tariff deals UK (February 2026)

Compare whole-of-market fixed tariffs that include a price-drop promise (often called “fix and fall”). Check what’s available for your home in February 2026 and switch with confidence.

  • Whole-of-market comparison for UK homes (not just a panel)
  • See whether “fix and fall” is real savings or just a headline
  • Quick eligibility checks: region, meter type, payment method
  • Switch support included — no jargon, no pressure
Compare fix & fall deals How fix & fall works

For domestic energy only. Availability varies by postcode, meter type and supplier terms. We’ll always show the tariff’s key facts before you decide.

Get February 2026 fix-and-fall options for your home

“Fix and fall” energy tariffs are typically fixed-price deals that also include a mechanism to reduce your unit rates if the supplier launches a cheaper tariff or if a defined market trigger is met. Terms vary widely — and some deals aren’t true “price-drop” promises once you read the tariff information label.

EnergyPlus helps you compare whole-of-market home energy tariffs in the UK, including fixed deals with price-drop features where available in February 2026. We’ll highlight key facts such as:

  • What triggers the “fall” (supplier repricing, market index, or specific condition)
  • How the drop is applied (automatic reduction, tariff move, or credit/adjustment)
  • Any exit fees and whether repricing waives them
  • Unit rates vs standing charges and how these differ by region
  • Eligibility (smart meter, direct debit, online-only, meter type)
Important: A tariff described as “fix and fall” by a supplier may not guarantee you’ll always be on the cheapest deal. Your savings depend on the trigger, timing, your usage and regional pricing.

Start your comparison

Fill in a few details to see available fix-and-fall style deals (and standard fixed tariffs) for your postcode.

Start your comparison

By submitting, you confirm this is for a UK home energy comparison. We’ll use your details to provide quotes and contact you about your comparison. You can opt out at any time.

Not sure what you’re on now?

Grab your latest bill or app screenshot. We can still show likely matches even if you don’t know your exact tariff name.

When a fix-and-fall tariff can be a good fit

In February 2026, many households are weighing up whether to lock in certainty or stay flexible. A genuine fix-and-fall style tariff aims to give you a stable rate now, while offering a route to benefit if prices move down.

You want stability without missing drops

If the tariff terms include an automatic reduction (or a clear repricing route) you’re less likely to feel “stuck” if cheaper tariffs appear later.

You’re sensitive to exit fees

Some fix-and-fall offers waive exit fees when the supplier reprices you. We’ll flag where exit fees apply and when they can be avoided.

You prefer fewer “switch again” admin tasks

If reductions are applied within the same supplier, you may avoid repeated switching, while still tracking market movement.

Your usage is predictable

Fixed unit rates can be easier to budget for if your household usage pattern is steady across seasons.

You’re on a standard variable tariff (SVT)

If you’ve stayed on an SVT, you may find fixed options with better predictability. We’ll compare like-for-like using your region.

You have a smart meter (or can get one)

Some tariffs require smart meters for accurate billing or eligibility. We’ll highlight if you need one and what alternatives exist.

How “fix and fall” energy tariffs work (and what to watch)

There’s no single official definition of a “fix and fall” tariff in the UK. Suppliers use different names and structures. Before you switch, you’ll want to understand the mechanism that makes prices “fall” and whether it’s likely to apply to you.

Common “fall” mechanisms

  • Supplier reprice promise: if the supplier launches a cheaper tariff, you can move (sometimes automatically, sometimes by request).
  • Rate review window: rates may be reviewed at set points (e.g., quarterly), with reductions only (no increases).
  • Index-linked element: part of the rate follows a published index. This can reduce your price — but read the formula and caps.
  • Bill credit / adjustment: instead of lowering unit rates, the supplier applies a credit if a trigger is met.

Key checks before you commit

  • Is the fall automatic? If you must request it, set reminders and keep screenshots of terms.
  • What counts as “cheaper”? Some only compare against the supplier’s own range, not the whole market.
  • Exit fees and timing: you might still be better off switching away if the market drops quickly.
  • Standing charge impact: a lower unit rate can be offset by a higher standing charge in your region.
Plain-English rule: If you can’t explain in one sentence what makes the tariff price drop — and when — treat it as a standard fixed tariff until proven otherwise.

What we compare for February 2026

Our whole-of-market comparison looks at availability for your postcode and surfaces fixed deals with any defined price-drop feature. Where suppliers describe deals using different labels, we focus on the underlying contract terms, including whether your unit rate and/or standing charge can reduce during the fix.

Not seeing a true fix-and-fall option in your area? We’ll still show strong fixed alternatives and, where relevant, flexible tariffs so you can choose between certainty and agility.

Quick comparison checks (so you don’t overpay)

In the UK, the best tariff is usually the one that fits your home’s usage, meter type and region — not the one with the loudest headline. Use the checks below before you submit your switch.

Fix-and-fall checklist for February 2026
What to check Why it matters What we surface in your results
Trigger for price drops Determines whether you’ll actually benefit if the market falls. How/when rates may reduce; whether it’s automatic or on-request.
Exit fees and waiver conditions Fees can wipe out savings if you need to leave early. Exit fee amount per fuel and whether repricing removes it.
Standing charge by region A high standing charge can negate lower unit rates, especially for low usage. Regional standing charge and estimated annual cost based on your inputs.
Meter type and payment method Some tariffs are limited to smart meters, credit meters or direct debit. Eligibility notes and alternative options that still fit your setup.
Price protection wording “Price drop promise” can mean different things — or very little. Summary of key terms to review before switching.

A simple way to think about it

  1. Start with the total cost (estimated annual cost for your postcode) — not just the unit rate.
  2. Check the “fall” rule and whether it’s automatic.
  3. Stress-test exit fees: “If a cheaper deal appears in 3 months, what would it cost me to leave?”
  4. Confirm fuel(s): dual fuel can be convenient, but the best value may be separate suppliers.
  5. Keep proof: save the tariff name, version/date, and key terms at sign-up.
Tip for February 2026 shoppers:

If you’re unsure whether to lock in, compare a fix-and-fall tariff against (1) a strong standard fixed tariff and (2) a flexible option. The “best” choice often comes down to risk tolerance and exit fees.

Common mistakes with fix-and-fall tariffs (and how to avoid them)

Mistake: Assuming “fall” means cheapest in the market

Many promises only apply within the supplier’s own range. If the rest of the market drops faster, switching away may still be better.

Do this instead

Compare the tariff’s estimated annual cost against at least two alternatives and factor in exit fees. Use our results as your shortlist, then review the tariff facts.

Mistake: Ignoring standing charges

A slightly lower unit rate can look great, but a higher standing charge may increase your overall bill — especially if you’re a low-usage household.

Do this instead

Focus on total estimated cost for your region and usage. If you don’t know your usage, we can still give you a directional comparison by postcode and typical household profiles.

Fix and fall energy tariffs: FAQs (UK)

Are fix-and-fall tariffs guaranteed to reduce if prices drop?
Not always. It depends on the supplier’s terms — for example, whether they compare against their own future tariffs, a defined market trigger, or a review window. Some deals reduce automatically, others require you to request a move, and some only offer a credit. EnergyPlus highlights the mechanism where available.
Will my unit rates ever go up on a fix-and-fall tariff?
On a typical fixed tariff, unit rates and standing charges are fixed for the contract term (subject to the supplier’s contract clauses). A fix-and-fall style tariff may allow reductions during the term, but should not increase above the agreed fixed rates. Always read the tariff information and terms for exceptions.
Do I need a smart meter to access these tariffs?
Not always. Some suppliers make certain tariffs available only with smart meters (or if you agree to have one installed). Others accept standard credit meters. Your eligibility will depend on your region and supplier rules, which we reflect in your comparison results.
Is it better to fix for 12, 18 or 24 months in February 2026?
It depends on the price level, your risk tolerance, and exit fees. A shorter term can give flexibility if the market falls, while a longer term can provide budgeting certainty. If a fix-and-fall mechanism is strong and genuinely reduces, a longer term may be more attractive — but the details matter.
Will switching affect my supply or cause downtime?
No. Your gas and electricity supply stays on during a switch. The process is mostly administrative, and you’ll usually provide meter readings around the switch date for accurate billing.
Can I compare electricity-only or gas-only fix-and-fall deals?
Yes. Many households compare dual fuel for convenience, but electricity-only and gas-only options can sometimes be cheaper depending on your region and usage. We’ll help you see what’s available for your postcode.
Need a quick answer?

Use the comparison form and we’ll show what’s available in your area, including whether the “fall” is automatic and if exit fees apply.

Why households use EnergyPlus

When you’re comparing fix-and-fall tariffs, the small print matters. These are the trust signals customers tell us they value most.

“Clear explanation of the tariff terms”

“I didn’t realise the price-drop promise wasn’t automatic. EnergyPlus made it obvious what I needed to do.”

— Homeowner, West Midlands

“Whole-of-market feel, not a tiny shortlist”

“I could see options I hadn’t found elsewhere and compare properly by postcode.”

— Flat renter, Greater London

“Switching was straightforward”

“No pushy calls. Just the info I needed and a smooth switch.”

— Family household, Yorkshire

Trust & transparency:

We focus on helping you understand real costs (unit rates + standing charges) and practical constraints (meter type, payment method, exit fees). Always review the supplier’s tariff information before completing a switch.

Ready to see February 2026 fix-and-fall deals for your postcode?

Get a tailored shortlist of tariffs available in your area, with clear notes on any price-drop promise, exit fees and eligibility.

  • Whole-of-market home energy comparison
  • Designed for quick, confident decisions
  • Keep control — you choose if and when to switch
Start comparison

Takes about 60 seconds. Domestic supply only.

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Updated on 14 Feb 2026