Best time-of-use electricity tariff for EV charging in the UK

Compare whole-of-market time-of-use (TOU) electricity tariffs for home EV charging. Tell us a few details and we’ll match you with tariffs that suit your charging times, meter type and household usage.

  • Find off-peak windows that fit your charging routine
  • Compare EV tariffs and standard TOU tariffs (whole-of-market)
  • Switch online with support if you’re unsure about smart meters or schedules

Home energy only. Switching is subject to eligibility, meter compatibility and supplier acceptance. We’ll show options based on the details you provide.

Compare the best time-of-use electricity tariffs for EV charging

A time-of-use electricity tariff charges different unit rates depending on the time of day. If you can charge your EV during the cheaper window (often overnight), a TOU tariff can reduce the cost per mile compared with a flat-rate tariff.

EnergyPlus is a whole-of-market comparison service. We help you narrow down TOU options based on:

  • Your charging pattern (overnight, weekend top-ups, daytime solar charging)
  • Your meter type (smart meter required for most TOU tariffs)
  • Household electricity use (important because peak rates can be higher)
  • Whether you want an EV-specific tariff or a flexible TOU tariff
Not sure what to pick? If you mostly charge between midnight and early morning, an EV-focused overnight rate can work well. If your home uses a lot of electricity overnight already (heat pumps, immersion heaters), you may benefit from a TOU tariff with a longer off-peak window.

Start your comparison

By submitting, you confirm this is for a UK home energy comparison. We’ll use your details to provide quotes and contact you about your comparison. You can opt out at any time.

Tip: If you don’t have a smart meter, we can still show non-smart options and explain how to get TOU-ready.

Why a time-of-use tariff is usually best for home EV charging

Most EV drivers can shift a large chunk of electricity use to off-peak hours. That’s exactly what TOU tariffs reward. The right tariff depends on how much you can move into the cheaper window and how your household uses power at peak times.

Lower overnight unit rates

Many TOU tariffs offer a discounted rate overnight, ideal for scheduled charging when the grid is quieter.

Better control over costs

With a set off-peak window, you can build a routine: plug in, schedule, and avoid peak pricing for most charging.

Works with smart chargers

Many home chargers and EV apps can automatically charge in the cheapest hours, reducing effort and mistakes.

Can suit solar & batteries too

If you have solar or a home battery, some TOU structures can help you optimise export, import and charging.

Whole-of-home view

The best EV tariff isn’t always the one with the cheapest off-peak rate—we compare day, evening and standing charge too.

Avoid common switching pitfalls

We highlight meter requirements, restrictions and peak-rate trade-offs so you can switch with confidence.

How time-of-use tariffs work for EV charging

A time-of-use tariff splits your electricity price into different time bands (for example, off-peak overnight and peak daytime/evening). Your smart meter records half-hourly usage, and your bill applies the relevant unit rate for each time band.

Identify your cheapest charging window

We look for tariffs where the off-peak window matches when your EV is usually at home (often late evening to early morning).

Check the peak-rate trade-off

Some TOU tariffs have higher peak rates. The “best” option is the one that reduces your total annual cost once EV and household use are combined.

Schedule charging to avoid peak hours

Use your EV’s onboard schedule or a smart charger app to start charging automatically in the off-peak period.

Switch and monitor for the first month

After switching, confirm your schedules match the tariff window and check your first bill for correct time bands.

Important: Off-peak times and rates vary by supplier and tariff. Always confirm the exact charging window before switching, especially if your EV arrives home late or you rely on top-ups in the early evening.

EV tariff types in the UK (and which one suits you)

There’s no single “best time-of-use electricity tariff for EV charging” for everyone. The best option depends on your EV charging behaviour, how much electricity your home uses at peak times, and what meter you have.

Tariff type Best for Watch-outs What we compare
EV overnight TOU Drivers who can charge mostly overnight on a set schedule Peak unit rate may be higher; check standing charge and exact window Off-peak rate, peak rate, window length, standing charge, contract terms
Multi-rate / day-night TOU Homes with predictable evening/night patterns (EV + appliances) Not always “EV-branded” but can be cheaper overall Day vs night price split, typical annual cost, meter requirements
Dynamic / half-hourly pricing Flexible drivers who can shift charging to the cheapest half-hours Prices can spike; needs active management or automation Typical low-price periods, volatility, app/automation support
Flat-rate (not TOU) Drivers who can’t reliably charge off-peak Usually higher EV charging cost per mile vs off-peak tariffs Overall annual cost comparison vs TOU, standing charge
Whole-of-market note: Some of the best-value EV charging outcomes come from non-EV-branded TOU tariffs—we include both when comparing.

EV charging costs: what really drives savings on TOU tariffs

When people search for the best EV time-of-use tariff, they often focus only on the headline off-peak unit rate. In practice, your total cost depends on how many kWh you shift into the cheaper window and what you pay the rest of the day.

Key factors that affect EV charging bills

  • Off-peak window length: longer windows can be easier if you arrive home late.
  • Peak unit rate: if your household uses lots of power 4–9pm, a high peak rate may offset EV savings.
  • Standing charge: a higher standing charge can reduce savings, especially for low-usage homes.
  • How often you charge at home: regular home charging makes TOU benefits more meaningful.
  • Charger/EV scheduling: the easiest wins come from reliably avoiding peak hours.

Quick self-check: will a TOU tariff suit you?

You’re more likely to benefit if you can answer “yes” to most of the following:

  • My EV is parked at home overnight most days.
  • I can schedule charging (EV app or smart charger).
  • I have (or can get) a smart meter.
  • My household can avoid running big appliances in peak hours where possible.
Practical tip: If your EV or charger supports it, set a charging schedule rather than starting charge manually. This reduces the chance you’ll accidentally charge at peak rates.

Eligibility checklist for EV time-of-use tariffs

Most UK EV time-of-use tariffs are designed for households with smart metering and the ability to measure electricity use in time bands. Use this checklist to avoid surprises before you switch.

Smart meter

Many TOU tariffs require a working smart meter for half-hourly readings. If you’re not sure, we’ll help you check.

Supplier compatibility

Some tariffs are limited by region, meter type or network constraints. We factor this into your matched options.

Charging control

To benefit, you need to time-shift charging. Most EVs support scheduled charging; smart chargers make it even easier.

If you don’t have a smart meter: you may still be able to switch to a standard tariff now and move to TOU once smart metering is installed. We’ll explain the best route based on your details.

Common mistakes when choosing an EV TOU tariff (and how to avoid them)

Mistake: choosing purely by the cheapest off-peak rate

If the peak rate is significantly higher (or the standing charge is high), your overall household cost can rise. We compare total cost based on how you use electricity across the day.

Mistake: charging starts before the off-peak window

Manual charging often begins at peak time. Set a schedule (EV app or charger) so charging reliably starts in the cheap window.

Mistake: not checking meter suitability

Some meters or configurations can limit tariff availability. We ask the right questions up front so you’re only shown realistic options.

Mistake: ignoring lifestyle changes

If your commute changes or you start charging during the day, a different tariff could be better. We can help you re-compare anytime.

FAQs: best time-of-use tariff for EV charging

What is the best time to charge an EV in the UK?

In most homes, the cheapest time is during the tariff’s off-peak window (often overnight). The exact best time depends on your supplier’s TOU schedule. If you’re on a flat-rate tariff, there isn’t a cheaper time—you pay the same unit rate throughout the day.

Do I need a smart meter for a time-of-use EV tariff?

For most TOU and EV tariffs, yes. They rely on half-hourly or time-banded readings to apply different unit rates. If you don’t have a smart meter (or it’s not working in smart mode), we can help you compare alternatives and plan the best route to TOU.

Is an EV-specific tariff always better than a standard TOU tariff?

Not always. EV-specific tariffs can have excellent overnight rates, but some households do better on a non-EV TOU tariff with a more suitable window or lower peak/standing charges. That’s why we compare whole-of-market options rather than only EV-branded deals.

Will a TOU tariff increase my daytime electricity costs?

It can. Some TOU tariffs trade a cheaper off-peak rate for a higher peak rate. The key is whether your combined household and EV usage shifts enough into off-peak hours to reduce your total bill. We help you weigh this up based on your situation.

Can I use a TOU tariff if I charge with a 3-pin plug?

Yes, as long as you can charge within the off-peak window. A 3-pin plug charges more slowly, so a longer off-peak window can matter. A dedicated home charger may give you more flexibility and reliable scheduling.

Do I have to switch both gas and electricity?

Not necessarily. Many EV TOU tariffs are electricity-only. If you have gas, you can keep it where it is or compare dual-fuel options. We’ll focus on the choice that works best for your home energy setup.

Still unsure? Use the comparison form and we’ll match TOU tariffs to your charging routine.

Trusted help switching to an EV-friendly electricity tariff

“Clear options for overnight charging”

EnergyPlus helped me understand peak vs off-peak pricing and pick a window that fits when I get home.

Home EV driver, UK

“Whole-of-market comparison saved time”

I thought I needed an EV-branded tariff, but a standard TOU option worked better for my household usage.

Homeowner, UK

“Switching support was straightforward”

The checklist around smart meter setup was useful and made the switch feel low risk.

EV owner, Great Britain

What you get with EnergyPlus: whole-of-market comparisons, clear explanations of TOU windows, and support if you’re unsure about smart meter eligibility.

Ready to find your best EV time-of-use tariff?

Tell us when you charge and whether you have a smart meter. We’ll match you to whole-of-market TOU tariffs that fit your home and EV routine.

  • Compare EV tariffs and standard TOU tariffs
  • See peak/off-peak windows clearly before you switch
  • Home energy switching support available

No scripts on this page. If you need help, start with the form above and we’ll respond with suitable options.

Before you submit

Have your postcode and a rough idea of when you usually charge (overnight, evenings or weekends). That’s enough to get started.

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Updated on 14 Feb 2026