Best Fix and Fall Energy Tariffs UK (February 2026)
Compare whole-of-market fix and fall tariffs for your home in February 2026. See if a tariff that fixes your unit rates but lets you benefit if prices drop could cut your bills.
- Whole-of-market comparison for UK households (not business)
- Check eligibility, exit fees, and price-change rules before you switch
- Get a tailored shortlist based on your postcode and usage
EnergyPlus.co.uk is a comparison service. Tariff availability varies by region, meter type and supplier acceptance. Always review supplier terms before switching.
Compare fix and fall energy tariffs for your home
Fix and fall tariffs (sometimes described as fixed with downward flexibility) aim to give you predictable pricing with the possibility of paying less if the supplier reduces their fixed tariff rates. In February 2026, they can be a useful middle-ground if you want protection from sudden rises but don’t want to miss out if prices come down.
EnergyPlus helps UK households compare whole-of-market home energy options (subject to availability). We’ll use your postcode and a few details to narrow down tariffs you can actually switch to, then highlight the terms that matter most: unit rates, standing charges, exit fees, and the supplier’s price-drop rule.
Important: “Fix and fall” is not a single Ofgem tariff type. Suppliers use different names and rules. Some reduce your rates automatically if they cut prices; others require you to switch to a new deal (which may reset your contract term). Always check the tariff information label and full terms.
What you’ll need (takes ~2 minutes)
- Your postcode (to see regional rates and available suppliers)
- Whether you pay by Direct Debit and if you want paperless billing
- Your annual usage (kWh) if you have it (we can estimate if not)
- Your meter type (standard, smart, Economy 7 / multi-rate)
Get your fix & fall shortlist
Fill in the form and we’ll send options that match your home and meter type.
Tip for February 2026: If you’re currently on a standard variable tariff (SVT), compare the total annual cost estimate and not just the headline unit rate. Standing charges vary by region and can change which deal is genuinely best.
Why people choose fix and fall tariffs
Protection against price rises
If wholesale prices rise again, a fixed element can help keep your unit rates steady for the contract term (subject to supplier terms).
Potential to benefit if prices drop
Some deals reduce your rates automatically if the supplier releases a cheaper fixed tariff—without needing to re-contract or pay an exit fee.
Budgeting that still feels flexible
You can plan monthly payments while avoiding the “locked-in” feeling of older-style fixes—provided the fall mechanism is clear.
It may suit you if…
- You expect to stay in your home for 12+ months
- You prefer predictable rates but want a route to lower prices
- You’re on an SVT and want a structured alternative
- You have a smart meter and want access to a wider set of tariffs
It may not suit you if…
- You may move soon and the tariff has high exit fees
- You need a specialist tariff (e.g., some multi-rate setups)
- The “fall” part is vague (e.g., “may” reduce) rather than defined
- You’re comfortable tracking the market and switching frequently
What is a “fix and fall” energy tariff in the UK?
A fix and fall tariff is a type of home energy deal designed to fix your rates for a set period while allowing for reductions if the supplier brings prices down. In practice, the market uses the term in a few different ways, so it’s vital to understand the mechanism before you switch.
How the “fall” part typically works
- Automatic rate reductions: your unit rate and/or standing charge is lowered if the supplier reduces prices for the same product.
- Matched to a new version: you’re moved to the supplier’s new cheaper version of the tariff (term may restart).
- Switch-without-fee promise: you can change to another tariff from the same supplier without exit fees if prices drop.
What it is NOT
- Not the same as an SVT (standard variable tariff) where prices can go up or down with changes such as Ofgem’s price cap.
- Not the same as tracker tariffs that follow wholesale indices more directly.
- Not a guarantee that prices will fall—only that you may benefit if they do, based on the supplier rules.
Plain-English check: before choosing any “fix and fall” product, find the sentence in the terms that explains exactly when and how your price changes. If you can’t point to it, treat it as a standard fixed tariff.
How to find the best fix and fall tariff in February 2026
The “best” tariff depends on your region, your meter, and how you use energy. Use the checklist below to compare deals on a like-for-like basis.
-
Compare the total cost estimate (not just the unit rate).
Standing charges can change which tariff wins—especially for lower-usage households. -
Check if the tariff is dual fuel or single fuel.
Sometimes electricity-only (or gas-only) options are better than bundling. -
Verify the “fall” mechanism.
Look for whether reductions are automatic, how quickly they apply, and whether your contract term restarts. -
Review exit fees and what happens if you move home.
Some suppliers waive fees if you move and take the tariff with you—others don’t. -
Confirm payment method and discounts.
Direct Debit and paperless billing can affect pricing. Make sure you’re comparing the same assumptions. -
Check meter compatibility.
Economy 7 / multi-rate and some prepayment setups may have fewer options or different rate structures.
Quick decision guide
Consider fix & fall when you want the stability of a fix but you think the market could soften over the next 6–18 months.
Consider a standard fix when you want certainty and the fix & fall terms are unclear or restrictive.
How EnergyPlus ranks shortlists
- Estimated annual cost (based on your details)
- Supplier terms: exit fees, contract length, payment method
- Clarity and fairness of the price-drop rules
- Meter compatibility and regional availability
February 2026 reality check: suppliers can change availability quickly, and not every tariff is open to every customer (credit checks, debt flags, smart meter requirements, or regional constraints may apply).
Key terms to compare (and why they matter)
When comparing the best fix and fall energy tariffs in the UK, focus on the parts that change your bills most. The table below highlights what to look for in February 2026.
| What to check | What “good” looks like | Common gotcha |
|---|---|---|
| Unit rate (p/kWh) | Competitive for your region and payment method | Headline rate looks low but standing charge is high |
| Standing charge (p/day) | Reasonable vs other deals in your distribution region | Low usage households overpay due to high daily fees |
| Contract length | Matches how long you plan to stay put | Long fix with high exit fees limits flexibility |
| Exit fees | Low or waived when switching within supplier / moving home | Fees apply per fuel and can be charged late in term |
| Price-drop rule (“fall”) | Clear, automatic, timebound reductions | Vague wording (“may reduce”) with no trigger defined |
| Meter compatibility | Explicitly supports your meter type (smart, Economy 7) | Tariff shown in marketing but not available for your meter |
Fix & fall vs other common tariff types
| Tariff type | How prices can change | Best for |
|---|---|---|
| Fix & fall | Usually fixed, but can reduce under defined rules | Stability with a route to benefit if the supplier cuts prices |
| Standard fixed | Fixed for the term (rarely changes) | Households who want predictable rates and don’t mind locking in |
| SVT (variable) | Can change; often aligned to price cap periods | Short-term flexibility; switching later without exit fees |
| Tracker | Moves up/down using a published formula or index | People comfortable with fluctuation who want transparency |
Common mistakes when choosing fix and fall tariffs
1) Ignoring the standing charge
If you use less energy (smaller households, well-insulated homes), a higher standing charge can outweigh a slightly lower unit rate.
2) Assuming “fall” is automatic
Some suppliers require you to actively switch to a new product to access lower rates. That can mean a new contract term.
3) Overlooking exit fees
Exit fees may apply per fuel and can be significant if you expect to change suppliers again within the term.
4) Not matching the tariff to your meter
Economy 7 and other multi-rate meters can change the maths. Make sure day/night rates are compared using your actual usage split.
Avoid this: choosing based purely on “cheapest per kWh” screenshots. For February 2026, always compare the Tariff Information Label and a realistic annual estimate.
Regional pricing in the UK: why your postcode matters
Energy prices vary across Great Britain because electricity distribution regions have different charges. That means the “best fix and fall tariff” in February 2026 for one postcode may not be best in another—even with the same supplier and tariff name.
England
Different network regions (e.g., North West, London, South West) can shift standing charges and unit rates. Always compare using your local region.
Scotland & Wales
Rates can differ materially from some English regions. A tariff that looks “top of the list” nationally may not be competitive locally.
Northern Ireland
NI has a different energy market structure. Availability may differ and some suppliers/tariffs in Great Britain won’t apply.
Best practice: start with your postcode and meter type, then compare tariffs by annual cost estimate and terms. Use the form above to get a shortlist that reflects local pricing.
What households say about comparing with EnergyPlus
“The shortlist made it obvious which deals had high standing charges. We switched to a tariff that suited our usage better.”
“I wanted a fixed deal but didn’t want to miss out if prices dropped. The explanation of the terms was really helpful.”
“Fast and straightforward. I could see the exit fees upfront and avoided choosing the wrong contract length.”
Trust factors we prioritise: transparent assumptions, clear tariff terms, and a shortlist that reflects your postcode and meter type—not generic national averages.
FAQs: fix and fall tariffs (UK, February 2026)
Are fix and fall tariffs the same as Ofgem’s price cap?
No. The Ofgem price cap applies to standard variable tariffs in Great Britain. A fix and fall tariff is usually a fixed contract with supplier-specific rules about reductions if prices drop.
Will my rates definitely go down if the market falls?
Not necessarily. It depends on the supplier’s tariff terms. Some deals reduce automatically; others only allow a switch to a new product (which might restart the term). Always confirm the trigger and timing.
Do fix and fall tariffs have exit fees?
Many do, particularly 12–24 month contracts. The size and rules vary by supplier and may apply per fuel. Compare exit fees alongside the price-drop mechanism.
Can I switch if I have a smart meter or Economy 7?
Often yes, but availability can be more limited for Economy 7 / multi-rate meters. Smart meters can increase access to certain tariffs, but you should confirm compatibility and compare using your actual usage pattern.
How long does switching take?
Switching times vary, but many switches complete within a few working days. Your supply won’t be interrupted. If your switch includes meter changes, it can take longer.
Is this page for business energy?
No. This guide and comparison form are for home energy only. If you need business energy rates, you’ll need a separate business comparison journey.
If you’re ready to compare now, return to the comparison form and we’ll shortlist tariffs for your postcode.
Ready to see the best fix and fall options for your postcode?
Get a tailored shortlist for February 2026 with the key terms surfaced upfront: unit rates, standing charges, exit fees and how the “fall” works.
- Whole-of-market approach (availability varies)
- Home energy only
- No interruption to supply when switching
Takes ~2 minutes. You’ll need your postcode and contact details.
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