Cheap Fix and Fall Energy Tariffs UK (February 2026)
Compare whole-of-market fix & fall energy tariffs for your home and see if you could lock in a cheaper unit rate now while keeping the option to benefit if prices drop. Get personalised results in minutes.
- Whole-of-market comparison for UK homes (gas, electricity, or both)
- See estimated monthly costs using your usage and postcode
- Understand exit fees, discounts, and price-protection rules before you switch
- Switch online with support if anything is unclear
EnergyPlus is a UK comparison service. Quotes depend on your meter type, region, usage and credit status. Always check the tariff’s full terms before switching.
Get February 2026 quotes for cheap fix & fall energy tariffs
If you’re searching for cheap fix and fall energy tariffs in the UK this February 2026, your best next step is to compare live deals against your current tariff using your postcode and usage. “Fix & fall” style tariffs can be a sensible middle ground: they aim to protect you from sudden price rises, while still giving some benefit if prices drop during the contract.
EnergyPlus compares whole-of-market home energy tariffs (where available), including tariffs that include price-protection features, discounts, or mechanisms that track certain market movements. The exact labels suppliers use vary, so we show you the important parts plainly: unit rates, standing charges, contract length, and key terms.
Tip: The “cheapest” tariff for your neighbour may not be cheapest for you. Your region, meter type (credit / prepayment / smart), and annual kWh usage can significantly change the ranking.
What you’ll need to compare accurately
- Your postcode (for regional standing charges and unit rates)
- Rough annual usage in kWh for electricity and/or gas (from your bill, or estimate)
- Your meter type (standard credit, smart, Economy 7/10, or prepayment)
- Whether you prefer fixed certainty or flexible pricing
Accessibility note: On mobile, this form stacks below the content for easy scrolling and completion.
What is a “fix and fall” energy tariff?
In UK home energy, “fix and fall” is a common phrase customers use for tariffs that aim to combine price certainty with some downside protection if market prices fall. Suppliers don’t always use the exact same label, so it’s important to focus on the mechanics and the terms in the tariff details.
Fixed unit rates (core)
Your unit rates and standing charges are typically fixed for a set term (e.g., 12 months). This helps with budgeting.
Price-drop mechanisms
Some tariffs include discounts, credits, or adjustments if certain market references drop, or if the supplier introduces a cheaper equivalent tariff.
Defined rules & limits
The “fall” part nearly always has conditions: timing, caps, eligibility, and how changes are calculated. Always read the key terms.
Plain-English check: If the tariff cannot reduce your price at any point during the contract, it’s a standard fixed tariff rather than a true “fix & fall” style product.
Who should consider a fix & fall tariff in February 2026?
Fix & fall tariffs can be useful when you want more stability than a standard variable tariff, but you’re worried about locking in just before prices drop. Whether it’s right for you depends on your risk tolerance, your current deal, and your home’s energy use.
Often a good fit if you…
- Prefer predictable bills and want to avoid sudden increases.
- Are coming to the end of a fix and don’t want to roll onto a higher standard variable tariff.
- Want a clear contract term (e.g., 12 months) but still value some price-drop support.
- Can’t easily absorb winter bill spikes if rates rise.
Consider alternatives if you…
- Expect to move home soon (exit fees may apply).
- Want maximum flexibility to switch frequently.
- Already have a low fixed rate with no urgent need to change.
- Use very little energy (standing charges can dominate the bill).
Not sure? Use the form above to compare your current tariff to available deals. A small unit-rate difference can become significant for higher-usage homes.
How fix & fall tariffs work (what to check before you switch)
Because “fix & fall” is not a single regulated product name, the safest approach is to compare tariffs by their contract rules. Below is what to look for on any deal you’re considering in February 2026.
- Confirm what’s fixed: unit rates, standing charges, and whether those are fixed for both fuels (if dual fuel).
- Read the “fall” trigger: does your price reduce if the supplier launches a cheaper tariff, if wholesale moves, or via a scheduled review?
- Check timing and caps: how quickly reductions apply (days/weeks), whether there’s a maximum discount, and if it’s automatic.
- Exit fees & switching rules: understand early termination charges and whether there’s a fee-free window near the end of the term.
- Meter/region eligibility: Economy 7, prepayment and some regional networks can have fewer options.
Quick comparison table: fixed vs variable vs fix & fall
| Feature | Standard fixed | Standard variable | Fix & fall style |
|---|---|---|---|
| Price certainty | High (within fixed term) | Low–medium | High, with conditions |
| Benefits if prices fall | Usually none | Yes (rates can drop) | Sometimes (depends on rules) |
| Exit fees | Often yes | Usually no | Often yes |
| Best for | Budgeting & stability | Flexibility | Stability + some downside support |
Important: Some deals advertise a “guarantee” but apply it only to certain customers, payment methods, or renewal paths. Always check eligibility and whether reductions are automatic.
Fix & fall tariff checklist (use this before you commit)
When you’re comparing cheap fix and fall energy tariffs in the UK, the cheapest headline price isn’t enough. Use this checklist to avoid unpleasant surprises.
1) Unit rate & standing charge
- Compare both gas and electricity.
- Check if prices vary by payment method.
- Confirm if rates are fixed for the full term.
2) The “fall” rules
- What triggers a reduction?
- Is it automatic or do you need to request it?
- Is there a maximum discount/cap?
3) Fees & practicalities
- Exit fees and fee-free switching windows.
- Any add-ons (e.g., bundle perks) and their costs.
- Support for your meter type (smart, Economy 7, prepay).
Want us to do the heavy lifting? Use the comparison form and we’ll help you shortlist tariffs by price and by terms (not just marketing names).
UK regional pricing and meter types: why your postcode matters
Energy prices are not identical across the UK. Standing charges and unit rates can vary by distribution region, and some tariffs are only available for certain meter types. This is why we ask for your postcode up front: it helps produce realistic estimates for your home.
Common home meter situations
- Standard credit: pay by Direct Debit or on receipt of bill.
- Smart meter: can open up more tariff options and accurate billing.
- Economy 7 / off-peak: day & night unit rates (important for storage heating).
- Prepayment: fewer tariffs in some cases; always compare like-for-like.
How this affects “cheap” deals
- A low unit rate can be offset by a higher standing charge for low-usage homes.
- Economy 7 customers should compare both day and night rates (and the split of use).
- Direct Debit discounts can change total cost meaningfully over 12 months.
- Some fix & fall style terms apply only to specific payment methods.
If you don’t know your annual usage, start with your latest bill or online account. If you still can’t find it, submit the form and we can help you estimate a realistic figure.
Common mistakes when hunting for cheap fix & fall tariffs
These are the most frequent issues we see when people search for cheap fix and fall energy tariffs in the UK and end up disappointed. Avoiding them can make your switch smoother and your savings more reliable.
Comparing only headline “£/month”
Monthly estimates change with usage assumptions. Always review unit rates, standing charges and the usage figure used in the quote.
Ignoring exit fees
A small saving might not outweigh early termination charges if you’re mid-contract or expect to switch again soon.
Assuming “fall” is automatic
Some tariffs require a trigger, a review period, or a request. Our comparison helps you spot where the benefit is guaranteed and where it isn’t.
FAQs: Cheap fix & fall energy tariffs (UK)
Are fix & fall tariffs the same as the Ofgem price cap?
No. The Ofgem price cap limits what suppliers can charge on default tariffs (like standard variable tariffs). Fix & fall tariffs are typically contract-based products with their own terms. Always compare the actual unit rates and standing charges shown for your region.
Can my rate go up on a fix & fall tariff?
If it’s genuinely fixed, your unit rates and standing charges should not increase during the fixed term, subject to the supplier’s terms (for example, changes required by law/tax could be treated differently). Check the tariff information for exceptions.
How do I know if the “fall” benefit is real?
Look for clear wording on what triggers the reduction, how it’s calculated, and whether it’s automatic. If the terms are vague, treat it as a standard fix and compare accordingly.
Will switching interrupt my supply?
No—switching supplier is administrative. Your gas and electricity should continue as normal. In most cases, you’ll just provide meter readings (or smart readings are used) around the switch date.
Do fix & fall tariffs work for prepayment meters?
Sometimes. Availability can be more limited for prepay customers, and prices can differ. The best approach is to compare deals specific to your meter type using your postcode.
What if I don’t know my annual kWh usage?
You can still start a comparison. We can use reasonable estimates based on household size and property type, then refine once you locate usage from your bill or online account.
If your question isn’t covered, start the comparison and add details when contacted—especially if you have Economy 7, a smart meter tariff, or you’re moving home soon.
Why households use EnergyPlus
When you’re comparing tariffs with complicated terms—like fix & fall products—clarity matters as much as price. Our goal is to help you see what you pay and what you’re agreeing to, without relying on vague labels.
Whole-of-market focus
We compare across a wide range of UK suppliers and tariffs (availability varies). You can filter and shortlist by the features you actually care about.
Terms explained clearly
Exit fees, contract length, and the rules behind any “price drop” promise are shown in plain English so you can choose confidently.
Help when you need it
If your situation is unusual (meter setup, moving home, multi-rate tariffs), we can help you interpret options and next steps.
“I didn’t realise my Economy 7 night rate was the issue. The comparison made it obvious and the switch was straightforward.”
Homeowner, Yorkshire — tariff comparison
“The explanation of exit fees and the price-drop terms saved me from choosing the wrong ‘guarantee’ deal.”
Customer, South East — fix & fall shortlist
Ready to find a cheap fix & fall tariff for your home?
Submit your postcode and details to see personalised February 2026 options from across the market, including fixed deals with price-drop features where available.
No interruption to supply. Always review tariff terms, fees and eligibility before switching.
Fast checklist
- Check unit rates + standing charges
- Confirm the “fall” trigger is clear
- Review exit fees and contract term
Back to Guides & FAQs