Energy tariffs with a price cap discount in the UK this month
Compare whole-of-market home energy deals that can come in below the Ofgem price cap for your region. Check what’s available this month, then switch online in minutes.
- See fixed and variable tariffs priced below the current cap (where available)
- Personalised results using your postcode, payment method and usage
- No-obligation comparison — switch if it’s right for you
- Works for electricity-only, gas-only and dual fuel homes
The price cap is set by Ofgem and varies by region and payment method. “Below-cap” availability changes frequently — we’ll show the latest options for your postcode.
Compare price-cap-discount energy tariffs for your home
If you’ve seen headlines about energy tariffs below the Ofgem price cap, the key detail is this: the cap is not a single national rate. It varies by region, payment method (Direct Debit / prepayment / standard credit) and the standing charge structure.
EnergyPlus is a whole-of-market comparison service for UK homes. Enter a few details and we’ll show tariffs available in your area — including deals that may sit below the current cap for your circumstances.
Tip: A “below-cap” deal can still be poor value if the standing charge is high for your usage. We show total estimated annual costs so you can compare like-for-like.
What you’ll need (takes ~2 minutes)
- Your postcode (to match your regional price cap)
- Rough usage or bill amount (if you have it — we can estimate)
- Whether you pay by Direct Debit, prepayment or on receipt of bill
Get this month’s deals
Start with your details — we’ll match tariffs available in your area and highlight options that may be priced below the current cap.
Important: Switching energy supplier is usually free and typically doesn’t require an engineer visit. Your supply stays on during the switch.
Why check for price cap discounts this month?
Below-cap tariffs can appear and disappear quickly as suppliers reprice. Comparing now means you’re checking against today’s market, not last month’s rates.
Cap changes don’t always help you
The Ofgem cap moves periodically and can vary by region. A tariff priced below your local cap may reduce cost uncertainty compared with staying put.
Fixing can protect your budget
If you prefer predictable bills, fixed deals below the cap (when available) can lock in unit rates and standing charges for the term.
Usage-based comparison
We focus on estimated annual cost for your household’s usage, not just headline unit rates. This helps avoid “cheap rate, expensive standing charge” traps.
Direct Debit vs prepayment
Price cap levels differ by payment type. We can surface the tariffs that match how you pay now — and show if changing payment method could help.
Dual fuel and single fuel
Compare electricity-only, gas-only or dual fuel. Sometimes the best value is not the same supplier for both fuels — we’ll show your options.
Switching is usually straightforward
Most switches complete without interruptions. Your new supplier normally handles the process, including notifying your current provider.
What does “price cap discount” mean in the UK?
The Ofgem energy price cap limits the maximum amount suppliers can charge for unit rates (pence per kWh) and standing charges on default tariffs (like Standard Variable Tariffs) for typical domestic customers. It is often reported as an annual figure for a “typical household”, but your actual bill depends on how much energy you use.
A price cap discount tariff is commonly used to describe a deal where the overall pricing is below the cap level for your region and payment method. That can happen on fixed deals, discounted variable deals, or special tariffs.
Key things to know
- There isn’t one single cap rate — it varies by distribution region and payment type.
- Standing charges matter — especially for low-usage homes and flats.
- “Below cap” doesn’t always mean “cheapest for you” — usage-based comparisons are more reliable.
- Exit fees can apply on some fixed tariffs. Always check before switching again.
How to compare below-cap tariffs (and avoid misleading numbers)
What we compare
| Item | Why it matters |
|---|---|
| Unit rate (kWh) | This drives most of the bill for medium/high-usage households. |
| Standing charge | Can make a “cheap” tariff expensive for low usage. |
| Payment method | Different cap levels and tariff pricing apply to Direct Debit, prepayment and standard credit. |
| Tariff type | Fixed vs variable affects predictability and risk if prices change. |
| Exit fees & terms | Important if you want flexibility to switch again soon. |
Simple steps to get matched
- Enter your postcode so we use the right regional cap and network charges.
- Add your contact details so we can send your results and next steps.
- Choose your fuel setup (electricity, gas, or dual fuel) and payment method.
- Compare estimated annual costs and pick the tariff that suits your budget.
- Switch — your new supplier typically manages the transfer.
Good to know: If you don’t have exact usage, an estimate still helps identify whether a lower standing charge or lower unit rate matters more for your home.
Regional and household factors that affect “below-cap” deals
Your region & network charges
The UK is split into electricity distribution regions and gas distribution zones. Standing charges and unit rates can vary, which is why a tariff that’s “below cap” in one area might not be in another.
Your meter & tariff type
Standard meters, smart meters and prepayment meters can have different tariff availability. If you have a smart meter, you may also see time-of-use tariffs — useful for some households.
Low usage homes
Often benefit from lower standing charges, even if the unit rate is slightly higher.
Electric heating
Higher electricity usage makes unit rates more important — “below-cap” electricity deals can have a bigger impact.
Gas-heavy homes
If most of your spend is gas, prioritise gas unit rates and standing charge — not just electricity discounts.
Common mistakes when hunting for price cap discount tariffs
Comparing only the unit rate
A low unit rate can be offset by a high standing charge. Use estimated annual cost to compare properly.
Ignoring tariff terms and exit fees
Some fixed deals charge exit fees. If you want flexibility, choose accordingly.
Using national averages instead of your region
The cap differs by region. Always check availability and pricing using your postcode.
Waiting for a “perfect time”
Deals can change quickly. If a tariff fits your household and budget, it can be worth switching rather than delaying.
FAQs: energy tariffs below the price cap
Are suppliers allowed to price below the Ofgem cap?
Yes. The cap is a maximum for certain default tariffs. Suppliers can offer deals below it, and many market-priced tariffs move under or over cap levels depending on wholesale costs and competition.
Does “below the cap” guarantee I’ll save money?
Not always. Savings depend on your current tariff, your usage and your standing charge. That’s why comparing estimated annual costs for your postcode is more reliable than comparing headlines.
Will switching interrupt my gas or electricity supply?
Typically, no. Switching is an administrative change. Your energy continues to flow through the same pipes and wires, and your supply should remain uninterrupted.
What if I’m on a prepayment meter?
You can still compare. Prepayment pricing and the price cap level can differ from Direct Debit. We’ll match available tariffs based on your payment method.
How often does the price cap change?
The cap is updated periodically by Ofgem. Market tariffs can change more frequently, which is why “this month” comparisons can uncover newer pricing.
Can I switch if I owe money to my current supplier?
It depends on your circumstances and supplier policies. In many cases you can still switch, but you may need to clear arrears or agree a repayment plan. If you’re unsure, compare first and check terms before switching.
What customers say about switching with EnergyPlus
“The comparison made it obvious that a slightly higher unit rate with a lower standing charge worked out cheaper for us.”
“Quick form, clear results and no pressure. We switched to a fixed deal that was under the cap in our region.”
“Helpful to see estimated annual costs rather than just the headline rates.”
Trust: We compare home energy tariffs across the market and present results based on your details. Always review tariff terms, rates and fees before switching.
Ready to check this month’s price-cap-discount tariffs?
Enter your postcode and contact details to see whole-of-market options available for your home — including deals that may sit below the current Ofgem cap for your area.
- Fast comparison for electricity, gas or dual fuel
- Estimated annual costs to support better decisions
- No interruption to supply when switching
Below-cap deals are postcode-dependent and can change. We’ll show the latest available matches when you submit the form.
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