Which UK energy suppliers offer switching credit now?
See today’s switching-credit options across the UK market and compare tariffs in minutes. EnergyPlus is whole-of-market for home energy, so you can check who’s offering bill credit right now and whether the tariff still stacks up.
- Check switching credit and tariff costs side-by-side
- Personalised results for your postcode and usage
- Fast form – we’ll match you to eligible deals
Switching credit availability and amounts can change quickly and may be limited to new customers, certain tariffs, or online-only sign-ups. Always check eligibility before you switch.
Compare switching credit deals – without missing the true cost
“Switching credit” (also called bill credit) is a one-off amount applied to your account after you move supplier. It can be helpful, but it’s not always the cheapest choice long term. The right comparison looks at unit rates, standing charges, tariff type, exit fees, and how/when the credit is applied.
Use the form to get a tailored view of home energy tariffs that may include switching credit based on your postcode and details. We’ll show options across the market and help you spot when a big credit is hiding a higher ongoing rate.
Tip: If you’re on a prepayment meter, Economy 7, or have a smart meter, switching credit can still be available – but eligibility varies by supplier and tariff.
Why switching credit is worth checking (and what to watch)
Instant value – if you’re eligible
Switching credit is usually applied after your first payment or within a set number of days. It can reduce your balance, helping if you’re coming off a costly tariff.
It can change the ‘best’ deal
A tariff with a slightly higher unit rate may still be competitive once credit is included – especially for lower usage households.
But it can also mask higher costs
If standing charges or unit rates are high, the credit may be outweighed over 6–12 months. Comparing the full estimated annual cost matters.
If you’re currently on a fixed tariff with exit fees, include them in your decision. A £50 credit isn’t a win if you pay £100 to leave early.
Which UK energy suppliers offer switching credit now?
Switching credit comes and goes. Suppliers can launch or withdraw credits with little notice, and offers can differ by payment method, meter type, region, and tariff. Rather than listing fixed amounts that may be out of date, use EnergyPlus to check live availability for your home.
What we can show: Eligible tariffs that include bill credit, how much it is, and how it compares on estimated annual cost. If there’s no credit currently available for your situation, we’ll still show the best-value alternatives.
Typical places you’ll see switching credit (when offers are running)
Large national suppliers
Sometimes run limited-time credit to attract switchers, often tied to online account management and Direct Debit.
Challenger & digital-first suppliers
May use credit instead of (or alongside) low headline rates. Watch how long the underlying prices are competitive.
Dual fuel promotions
Credit is commonly aimed at customers switching both gas and electricity together, rather than single-fuel switches.
Specific meter types or payment methods
Eligibility can be limited for prepayment, Economy 7, or non-Direct Debit plans. We’ll filter based on your details.
How switching credit is applied (what “credit” really means)
Account credit (most common)
Applied to your energy account balance. This can reduce upcoming Direct Debits or clear a debit balance, depending on the supplier’s billing approach.
Bill discount or first-bill credit
Some tariffs credit your first bill after your switch completes and you’ve provided opening meter readings (or smart readings are received).
Switching credit vs cheaper rates: compare the right way
| What to compare | Why it matters | Quick check |
|---|---|---|
| Unit rate (p/kWh) | Drives most of the cost if you use a lot of energy. | Compare your kWh usage to estimate annual cost. |
| Standing charge (p/day) | Big impact for low usage households and single-fuel homes. | Multiply by 365 and add to unit costs. |
| Switching credit amount | A one-off incentive, not an ongoing discount. | Subtract from first-year estimated cost only. |
| Credit timing & conditions | Some require payments to clear, or apply after a set period. | Check if it’s within 30/60/90 days and any exclusions. |
| Exit fees | Can wipe out the benefit if you’re leaving a fixed deal early. | Look at your current tariff T&Cs or last bill. |
Eligibility & exclusions for switching credit
Each supplier sets their own criteria. In many cases, switching credit is aimed at new customers joining via a specific channel (online) and paying by monthly Direct Debit. Use these checks before you rely on the credit.
New-customer only
If you’re returning to the same supplier, credit may not apply, or you may need to have left for a minimum period.
Payment method requirements
Offers are commonly tied to Direct Debit. If you prefer pay-on-receipt-of-bill, options may be limited.
Meter & tariff limitations
Economy 7, prepayment, or restricted meters can affect which tariffs appear and whether credit is available.
Common conditions to look for
- Credit applied after your switch completes and your account is set up
- Credit paid after first Direct Debit clears / first bill is issued
- Must stay on supply for a minimum period (e.g. 30–90 days)
- One credit per household/address
- Online account required / paperless billing
How to switch and actually receive the credit
A smooth switch helps avoid delays. Here’s the practical process most households follow.
- Compare eligible tariffs and look at the estimated annual cost with the credit included.
- Check the conditions: payment method, new-customer rules, and when the credit is applied.
- Submit your switch and keep an eye out for supplier emails confirming your start date.
- Provide opening meter readings when asked (or ensure smart readings are being received).
- Monitor your first bill or account balance for the credit. If it’s missing after the stated timeframe, contact the supplier.
Will I lose supply during a switch?
No. Switching supplier doesn’t interrupt your gas or electricity supply. The process is administrative.
What if I change my mind?
You normally have a cooling-off period. Credit usually won’t apply if you cancel before the switch completes.
Common mistakes when chasing switching credit
Comparing credit, not total cost
A £100 credit can be outweighed by a higher standing charge over the year. Always compare estimated annual cost.
Missing the payment-method requirement
If the tariff requires Direct Debit and you don’t set it up promptly, credit can be delayed or removed.
Not sending meter readings
Opening readings help accurate final/first bills. Billing delays can also delay when credit is applied.
Switching credit FAQs
Is switching credit the same as a cashback deal?
Not always. Switching credit is usually applied to your energy account. Cashback may be paid separately (and can have different tracking conditions).
Will I get the credit if I only switch electricity (not gas)?
Sometimes. Many offers are dual-fuel only, but some suppliers run electricity-only or gas-only credits. We’ll show what’s available for your setup.
How long does it take to receive switching credit?
It varies. Common triggers are your first bill, your first successful Direct Debit, or a set number of days after your supply start date.
Can I stack switching credit with other offers?
Usually not. Many tariffs state “one offer per account” or exclude use with certain promotions. Always read the tariff terms before switching.
Does switching credit affect the Energy Price Cap?
The price cap limits the unit rates and standing charges for standard variable tariffs (and some default tariffs). Switching credit is a promotion and doesn’t change how the cap works.
Do I need to contact my current supplier to switch?
Generally no. Your new supplier handles the switch. You should still check for exit fees and keep paying your current bill until the switch completes.
What people like about comparing with EnergyPlus
Trust signals matter when you’re switching a household essential. Here’s what customers typically value when using a whole-of-market comparison.
“Clear comparison – the credit was shown alongside the real yearly cost.”
Home energy customer, UK
“Quick form and helpful follow-up. Switching was straightforward.”
Dual fuel switcher, UK
“Found a better tariff even when credit wasn’t available.”
Electricity-only household, UK
We’ll always prioritise suitability and overall value – not just a headline incentive.
Ready to check which suppliers are offering switching credit for your home?
Submit your details once and we’ll match you to eligible home energy tariffs across the UK market, including deals with switching credit when available.
- Whole-of-market comparison for households
- See credit value alongside estimated annual cost
- Switch with confidence – clear eligibility checks
You’ll be taken to the form above. Switching credit is subject to supplier terms and may be withdrawn at any time.
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