Best energy tariffs for pay as you go meters (2026)
Prepayment no longer has to cost more. Compare the best PAYG deals for 2026 and cut costs after the July cap rise.
Compare prepay dealsCheaper options for prepayment customers
Ofgem has aligned prepayment standing charges with direct debit, so the old prepay penalty has largely gone. Many prepayment customers can switch supplier, and a smart prepay meter opens up more tariffs.
If you are not in debt, you can often move to a credit meter and access the cheapest fixed deals. We compare the whole market for your meter type.
Ways prepay customers can cut costs
Go smart
A smart prepay meter gives access to more tariffs and easier top-ups.
Switch to credit
If you are debt-free you can often move to a credit meter and cheaper fixed deals.
Compare suppliers
Prepay rates differ between suppliers - comparing can still save money.
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FAQs
No longer - Ofgem aligned prepay standing charges with direct debit, though the cap still rises 13% from 1 July 2026.
Yes - prepay customers can switch supplier, and if you are debt-free you can usually move to a credit meter for cheaper deals.
Broadly aligned with direct debit - the typical dual-fuel figure rose to about £1,862/yr from 1 July 2026, varying by region.
Compare prepay energy deals
Find the best tariff for your meter type today.
No obligation. Reviewed 5 July 2026.
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