Will switching tariff affect my Warm Home Discount?

No. Your eligibility is based on your personal circumstances such as Pension Credit or income, not your supplier. You just need to make sure your new supplier participates in the scheme. All major suppliers do.

What is the cheapest electricity tariff for pensioners right now?

As of June 2026, E.ON Next Fixed comes in at around £1,602/yr and Octopus 12M Fixed at around £1,632/yr for a typical dual-fuel household, both below the incoming £1,862 July cap. Your actual cost depends on usage.

Is there a special over-65 energy tariff?

There is no specific pensioner tariff in the UK market. However, the Warm Home Discount (£150 rebate) and Winter Fuel Payment effectively reduce the net cost for eligible older households.

How much will the July 2026 cap rise cost me?

The typical household will pay around £221 more per year from 1 July 2026, based on the cap rising from £1,641 to £1,862.

Should I get a smart meter as an older person?

Smart meters can help you monitor usage and avoid estimated bills. They are offered free by all suppliers. You cannot be forced to accept one if you prefer not to have it.

What if I have a prepayment meter?

Ask your supplier about switching to a credit meter and paying by direct debit. This typically saves money and gives you access to a wider range of fixed deals.

Can I switch if I am in debt to my current supplier?

Generally you can switch if you owe less than £500 per fuel and certain conditions are met. If you owe more, speak to your supplier about a repayment plan first.

What is the Priority Services Register?

The Priority Services Register is a free scheme where older people or those with disabilities can sign up for extra support such as advance notice of power cuts, priority reconnection, and large-print bills.

Cheapest Electricity Tariff for Over-65s UK (July 2026)

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Updated on 27 Jun 2026