Fix and fall energy tariff deals UK (February 2026)
Compare whole-of-market fixed, variable and tracker options — and see when a “fix-and-fall” strategy could reduce your bills if prices drop after you switch.
- Whole-of-market comparison for UK home energy (gas & electricity)
- See fixes with low or £0 exit fees (handy if you switch again later)
- Check standing charges, unit rates and estimated annual costs side-by-side
- Quick form — we’ll match deals to your postcode and usage
EnergyPlus.co.uk is a comparison service. We’ll show available tariffs for your property and preferences. Prices and availability can change daily.
Compare February 2026 fix-and-fall style deals for your home
A “fix and fall” approach is usually about locking in a fixed rate now (for certainty) while keeping the option to switch again later if market prices fall. The right choice depends on your region, meter type, usage and whether a tariff has exit fees.
Use the form to tell us the basics. We’ll show whole-of-market options you can compare by unit rates, standing charges, contract length and exit fees — the key ingredients for a practical fix-and-fall strategy.
Tip for February: Winter usage is typically higher, so small p/kWh differences can matter more. Always compare using an estimated annual cost as well as headline rates.
Important: Energy prices can be volatile. If you’re considering a “fix and fall” plan, prioritise low exit fees (or a shorter fix) so you can move if cheaper tariffs appear.
What is a “fix and fall” energy tariff deal?
“Fix and fall” isn’t a formal tariff type in the UK. It’s a switching strategy some households use when they expect prices to drop in the coming months:
Step 1: Fix now
Choose a fixed tariff to lock in unit rates and standing charges for a set period, helping you budget through late winter and spring.
Step 2: Switch later if prices fall
If the market moves down, you switch again to a cheaper fix, tracker or variable — ideally without paying high exit fees.
This approach can suit people who want price protection now but don’t want to be locked in if better deals appear. It’s not risk-free: prices might not fall as expected, and switching too often can backfire if you focus on the wrong numbers.
Benefits and risks of fix-and-fall switching
Budget certainty
A fixed tariff can stabilise your monthly payments during colder months when usage is higher.
Flexibility (if exit fees are low)
Some fixes are designed with lower exit fees, making it simpler to move if rates drop later in 2026.
Better comparisons
Comparing whole-of-market helps you weigh unit rates, standing charges, contract length, and payment method fairly.
Risk: exit fees can wipe out savings
If you lock into a long fix with high exit fees, it may cost more to move later than you save.
Risk: standing charges vary by region
A “cheap unit rate” headline can hide higher daily standing charges in your area.
Risk: prices may not fall
If wholesale costs rise or policy changes affect bills, waiting for cheaper deals could backfire.
Practical rule: If you expect to switch again, consider fixes where the exit fee is low enough that you could recover it within a few months if a cheaper tariff appears.
How to choose a fix-and-fall deal in February 2026
To make a fix-and-fall strategy work, you’re looking for the best balance of price and flexibility. Here’s a straightforward way to decide.
- Start with your current tariff details. If you can, check your latest bill for unit rates (p/kWh), standing charges (p/day) and whether you’re on a fixed or variable plan.
- Compare by estimated annual cost, not just rates. Two tariffs can look similar on unit rates but differ in standing charge — and the difference can add up.
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Filter for flexibility. If you want the option to “fall” later, focus on:
- Shorter fixed terms (for example, 6–12 months)
- Low or £0 exit fees
- Clear payment method rules (Direct Debit vs pay on receipt of bill)
- Check your meter type and tariff structure. Smart meters can open up additional options (including time-of-use tariffs), but they aren’t required for most fixed deals.
- Switch at the right moment. If a cheaper deal appears later, re-check the exit fee and calculate whether the expected savings outweigh the cost of leaving.
When a fix-and-fall approach can suit you
- You value predictable bills in late winter
- You’re comfortable switching again if it makes sense
- You can choose a fix with manageable exit fees
- You want whole-of-market visibility rather than limited panels
When to be cautious
- You’re unlikely to switch again even if prices fall
- You prefer to avoid any early exit charges
- Your budget is tight and you need certainty for the full term
- You’re on a complex legacy arrangement and need advice
Deal checklist: what to compare for February 2026
Use this checklist to compare fixed tariffs built for flexibility. You’ll spot where a deal is genuinely good value — and where it only looks good on the surface.
| What to check | Why it matters | Fix-and-fall angle |
|---|---|---|
| Exit fees | Cost to leave before the end of the term. | Lower fees make it realistic to switch again if prices drop. |
| Contract length | How long your rates are fixed. | Shorter fixes reduce “lock-in” risk if the market falls. |
| Standing charge | Daily cost regardless of usage. | Can dominate savings for low usage homes; varies by region. |
| Unit rate | p/kWh you pay for energy used. | Lower unit rates help most during winter when usage is higher. |
| Payment method | Direct Debit, prepayment, or pay on receipt. | Some deals price differently by method; compare like-for-like. |
| Dual fuel vs single fuel | Whether you bundle gas + electricity. | Bundling can be convenient, but always compare total annual cost. |
Quick savings sense-check
If a new tariff saves you £X per month and the exit fee is £Y, you typically need about Y ÷ X months of savings to break even before switching again.
Avoid this common mistake
Choosing purely by headline unit rate. In many regions the standing charge is the real differentiator, especially for smaller households.
Regional and household considerations (UK homes)
The “best” fix-and-fall deal is highly local. Your postcode affects network costs, which feed into standing charges and sometimes unit rates. Household factors matter too.
Postcode pricing
Standing charges and rates can differ across England, Scotland and Wales due to regional network costs.
Meter type
Standard and smart meters usually access most fixes. Prepayment customers may have fewer offers, so comparing matters.
Usage profile
High usage homes benefit more from lower unit rates; low usage homes can benefit more from lower standing charges.
Not sure about your usage? You can still compare. Provide your postcode and contact details, and we’ll help you estimate usage based on household info.
Fix-and-fall energy deals UK: FAQs (February 2026)
Are there specific “fix and fall” tariffs in the UK?
Usually no — it’s a switching approach. You typically choose a fixed tariff with terms that keep you flexible (for example, shorter length or lower exit fees), then review the market later.
Should I pick a fixed, tracker or variable tariff in February 2026?
It depends on your risk tolerance and how likely you are to switch again. Fixed tariffs can offer certainty; trackers/variables can move up or down. Compare total annual cost, standing charges and any exit fees before deciding.
Do exit fees apply to both gas and electricity?
They can. Some suppliers charge per fuel, others per account. Always check the tariff terms before switching — and include exit fees in your “switch again later” calculation.
Will switching affect my supply or require an engineer visit?
In most cases, no. Switching supplier is usually administrative. Your gas/electricity keeps flowing as normal. Meter changes are only needed for certain tariff types.
Can I switch if I’m in debt to my supplier?
Sometimes. Eligibility can depend on the type of debt and your meter/payment arrangement. If you’re unsure, submit the form and we’ll explain what options may be available for your situation.
What information do I need to compare accurately?
Postcode and contact details are enough to start. For best accuracy, have your annual usage (kWh) or a recent bill showing unit rates and standing charges.
Why households use EnergyPlus to compare
“The comparison was clear — standing charges and exit fees were easy to spot. I felt confident choosing a shorter fix.”
— Homeowner, Greater Manchester
“I didn’t realise my region’s standing charge was so different. The whole-of-market view helped me avoid a ‘cheap rate’ trap.”
— Flat resident, Edinburgh
“Fast call back and no pushy sales. They walked me through the numbers and I switched to a deal that suited my budget.”
— Family household, Cardiff
Trust and transparency
- Whole-of-market approach for UK home energy comparisons
- Clear focus on total cost, not just headline rates
- Support understanding exit fees and contract terms
Ready to compare fix-and-fall energy tariff deals for February 2026?
Submit the form to see tariffs available for your postcode and get help choosing a fixed deal that keeps your options open if prices fall.
This guide is for UK domestic customers. Tariff terms vary by supplier, region and meter type. Always review the latest tariff information before switching.
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