How do I find the cheapest energy tariff in my area for February 2026?

Enter your postcode and current supplier details to compare tariffs available where you live. Prices vary by region (and sometimes by meter type), so a postcode-based comparison is the fastest way to see your cheapest available options for February 2026.

Why is the cheapest tariff different depending on where I live in the UK?

Energy costs can differ by region due to distribution network charges and local supply costs. That means the same supplier may have slightly different unit rates and standing charges across the UK, so your cheapest deal can change by postcode.

Is a fixed tariff or a variable tariff usually cheaper?

It depends on market prices and what suppliers are offering. Fixed tariffs can provide price certainty for a set period, while variable tariffs can change (often tracking the price cap). Comparing total estimated annual cost (including standing charges) is the best way to identify the cheapest option for your usage.

What should I check besides the headline unit rate?

Check the electricity and gas standing charges, any exit fees, the tariff end date, payment method requirements (e.g., direct debit), and whether prices are fixed or variable. For accurate savings, compare based on your typical kWh usage rather than unit rate alone.

Can I switch energy supplier if I’m in a contract?

Often yes, but you may need to pay an exit fee if you leave a fixed deal early. Many tariffs allow penalty-free switching within the final weeks of the contract. Always check your tariff terms before switching.

How long does it take to switch to a cheaper tariff?

Most switches complete in around 5 working days for a supplier change, and you should not experience any interruption to your energy supply. Your new supplier will handle the process, including notifying your old supplier.

Will my smart meter still work if I switch supplier?

In most cases, yes. Many smart meters remain smart after switching, and if any functionality is reduced temporarily, it is usually restored. You can still switch and keep accurate billing based on meter readings.

Do I need to contact my current supplier to switch?

No. Once you choose a new tariff, the new supplier typically manages the switch for you. You’ll usually only need to provide a recent meter reading (or confirm smart meter readings) at the start of the switch.

How can I estimate my annual energy cost accurately?

Use your annual kWh usage for electricity and gas (from your bill or online account). Multiply by each tariff’s unit rates and add the standing charges. A good comparison also factors in payment method discounts and any introductory credits where applicable.

What information do I need to compare and switch quickly?

Have your postcode, current supplier name, tariff name (if known), payment method, and typical annual usage in kWh (or a recent bill). With these, you can compare the cheapest tariffs in your area and complete a switch in minutes.

Cheapest energy tariff in my area (UK) — February 2026

Compare whole-of-market home energy deals by postcode and see which tariffs are available where you live in February 2026. Tell us a few details and we’ll match you to suitable electricity, gas or dual fuel tariffs—fast.

Whole-of-market comparison for UK households (not business)
See tariffs that are actually available in your region and meter type
Check fixed, variable and tracker options—then switch when you’re ready

Check tariffs by postcode How the comparison works

Prices and availability vary by region, meter and payment method. We’ll show options relevant to your home and preferences.

Find the cheapest energy tariff in your area (postcode check)

In the UK, the “cheapest energy tariff” isn’t a single nationwide deal. What you can access—and what it costs—depends on your region, meter type (including smart and prepayment), payment method, and how much energy your household uses. That’s why a postcode-led comparison is the quickest way to see what’s genuinely available for your home in February 2026.

EnergyPlus is a whole-of-market comparison service for UK homes. We use your details to surface suitable tariffs across participating suppliers—so you can compare like-for-like and decide whether to switch.

Tip: If you’re not sure what you’re currently on, use a recent bill or your online account to check your tariff name, payment method and whether you have electricity only, gas only, or dual fuel.

What you’ll get after submitting

Tariffs matched to your postcode and supply type
Options across fixed, variable and tracker where available
A clear route to start your switch (you stay in control)

Check your local tariffs

Want to prepare first?

If you have it handy, check your annual usage (kWh) for electricity and gas on a recent statement. If not, we can still guide you using typical usage ranges for your property and occupancy.

Why compare with EnergyPlus?

Whole-of-market approach

We aim to show a broad set of tariffs from across the market, so you can compare options rather than being funnelled into a single supplier.

Local availability matters

Some tariffs are limited by region, meter type, or payment method. We match by postcode to keep results relevant to your area.

Plain-English comparisons

We focus on what actually impacts your bill—unit rates, standing charges, contract length, exit fees, and price change rules.

Fixed, variable & tracker options

We’ll help you compare different tariff types available in February 2026, including fixed deals (price certainty) and tariffs that can change over time.

Switching support

Not sure about timings, moving house, or how long a switch takes? We’ll explain the typical steps and what to look out for.

Designed for UK households

This page and comparison journey is for home energy only (domestic supply). If you’re a landlord or tenant, you can still compare—just ensure you’re authorised to switch.

How to find the cheapest tariff for your home (step-by-step)

The cheapest energy tariff in your area in February 2026 is the one that results in the lowest estimated annual cost for your usage, while meeting your preferences (contract length, stability, and payment method). Use this quick process:

Start with your postcode: this identifies your distribution region and filters tariffs by availability.
Confirm your supply: electricity only, gas only, or dual fuel, plus your meter type (standard, smart, prepayment where applicable).
Estimate your usage: ideally in kWh from a bill; if not, use typical household ranges (we can help interpret this).
Compare tariff types: fixed for stability; variable/tracker for flexibility and exposure to price changes.
Check the “small print”: standing charge, unit rates, exit fees, and any discounts/conditions.
Choose a switch date: consider any contract end date and whether exit fees apply.

What “cheapest” usually means

Lowest estimated cost for your typical use
Not just the lowest unit rate (standing charges can outweigh it)
Not just an introductory offer (watch the end date and post-offer pricing)

What to avoid when comparing

Comparing monthly Direct Debit amounts without checking kWh rates
Ignoring exit fees if you may switch again soon
Assuming “nationwide” pricing applies equally everywhere

February 2026 energy prices: what affects your quote

Energy pricing can change over time due to wholesale costs, network charges, supplier costs and policy factors. In February 2026, the best approach is to compare tariffs available right now for your area and meter type, then choose the option that fits your risk preference.

Bill component	Why it matters	What to check
Unit rate (p/kWh)	Drives most of the cost if your household uses a lot of energy.	Compare electricity and gas unit rates separately, and confirm if they’re fixed or variable.
Standing charge (p/day)	Paid regardless of usage—important for low-usage homes and second properties.	Look for higher standing charges that can wipe out a “cheap” unit rate.
Tariff type	Fixed deals offer stability; variable/tracker can move up or down.	Confirm price change rules and any caps/links (if tracker).
Contract length & exit fees	Impacts flexibility if prices fall or you move home.	Check exit fees per fuel and the last date you can leave without fees.
Payment method	Direct Debit often differs from pay-on-receipt; prepayment can vary too.	Ensure the comparison matches how you want to pay.

Practical rule: Don’t decide purely on “headline monthly cost”. Ask: what unit rate and standing charge is that based on, and what usage estimate was used?

Regional and meter-type considerations (why your area matters)

Two neighbours on the same street can sometimes see different results due to meter setup, payment preference, or eligibility rules. Here are the main local factors that influence what you’ll see in a February 2026 comparison.

Electricity distribution region

Network costs vary across the UK. Your postcode helps identify the relevant electricity distribution area, which can affect standing charges and unit rates you’re offered.

Gas network area

Gas transportation charges also vary. Comparing as dual fuel can be convenient, but sometimes separate suppliers for gas and electricity can be cheaper depending on your region.

Prepayment & smart meters

If you’re on prepayment or have a smart meter, tariff availability can differ. We’ll aim to show compatible options so you don’t waste time on deals you can’t take.

Economy 7 / multi-rate meters

If you have off-peak electricity (common with storage heaters), it’s vital to compare using the correct rate structure. A “cheap” single-rate tariff may cost more overall.

Moving home in February 2026?

If you’re moving, you can still compare. Many households switch after they’ve moved in and received their opening meter readings. If you’re currently in a fixed contract, check whether exit fees apply before choosing a new deal.

Common mistakes when searching “cheapest energy tariff in my area”

Only looking at unit rates

Standing charges are paid every day, so they can dominate the cost for low-usage households. Always compare the total estimated annual cost.

Using the wrong usage figure

If your quote assumes a typical usage that’s higher or lower than yours, the “cheapest” result can be misleading. If possible, use kWh from a bill.

Ignoring contract terms

A tariff can look cheap today but become costly if the price changes, the fixed term is short, or exit fees trap you when a better deal appears.

FAQs: cheapest energy tariffs in my area (UK)

Is there one cheapest tariff for the whole UK?

Usually not. Prices and eligibility can vary by region, meter type and payment method. A postcode comparison is the most reliable way to find what’s cheapest for your home in February 2026.

Will switching affect my supply?

No—your gas and electricity keeps flowing as normal. The change is mainly administrative (billing and who you pay). You’ll typically provide meter readings at the start of the new tariff.

How long does an energy switch take?

Timelines vary by supplier and circumstances. Many domestic switches complete within days to a few weeks. If there are objections (for example, debt on the meter) it can take longer.

Can I switch if I rent?

Often yes, as long as you pay the energy bills and your tenancy agreement allows it. If you’re unsure, check your agreement or ask your landlord/agent before switching.

What details do I need to compare accurately?

Postcode is the start. For best accuracy, have your annual electricity and gas usage in kWh, your current tariff name, and whether you have a smart, standard, Economy 7, or prepayment meter.

Is the cheapest tariff always the best choice?

Not necessarily. The best tariff balances price with stability and flexibility. For example, a slightly higher fixed rate could be preferable if you want budget certainty.

What households say about comparing with EnergyPlus

Examples of feedback from UK customers using EnergyPlus to compare home energy options.

“The postcode check made it clear which tariffs were actually available in my area. Much easier than guessing.”

— Homeowner, West Midlands

“I didn’t realise the standing charge was the reason my ‘cheap’ deal wasn’t cheap. The comparison helped me spot it.”

— Tenant, Greater London

“Clear steps and straightforward explanations. I felt confident choosing between fixed and variable.”

— Homeowner, Yorkshire

Trust note: Always review tariff details before applying. If you’re in debt with your current supplier or have a complex meter setup, switching rules may differ.

Ready to see the cheapest tariffs in your area for February 2026?

Submit your postcode and contact details to view suitable home energy tariffs for your region, meter type and payment preference. No guesswork—just local options you can compare.

Postcode-matched deals for your home
Compare unit rates, standing charges and contract terms
Switch when you’re comfortable

Start your comparison

Back to Local Home Energy

Updated on 14 Feb 2026