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Octopus Key and Card by Octopus Energy: regional prices, payment types, fuel options & Economy 7

A UK-focused guide to every current version of Octopus Key and Card from Octopus Energy, including Dual Fuel, Electricity options, payment methods such as Prepayment Meter, Economy 7 and standard-rate versions and pricing across 14 PES regions.

  • See the main Octopus Key and Card option groups in one place
  • Check region-by-region unit rates and standing charges for your exact service type, payment method and meter setup
  • Compare this tariff fairly with the wider market using your postcode and usage
Get your energy quote See all Octopus Energy tariffs

Unit rates and standing charges vary by region, meter type, service type and payment method. A postcode-level quote is still the fairest comparison.

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Fast answer: what most people should know about Octopus Key and Card

Octopus Key and Card is best treated as a single tariff family page because the same tariff name can appear across multiple service types, payment methods, Economy 7 settings and 14 PES regions. The best version for you depends on your postcode, meter setup and how you actually pay for energy.

Editor's rule of thumb: compare only like-for-like. If you are on Direct Debit, compare Direct Debit. If you need Economy 7, compare Economy 7. If you want dual fuel, do not compare it against an electricity-only row and assume the result is equivalent.

Key takeaways

  • Service types: Dual Fuel, Electricity
  • Payment methods: Prepayment Meter
  • Regions covered: 14 PES regions
  • Economy 7: available on at least one option group

What to have ready

  • Your postcode for regional pricing
  • Your meter type, including Economy 7 if relevant
  • Your annual usage or a recent bill
  • Your preferred payment method
  • Whether you need electricity-only, gas-only or dual fuel

If you're in a hurry

Use a whole-of-market quote first, then check the exact row in the regional tables below that matches your setup.

Compare prices with your postcode

Compare Octopus Key and Card with the wider market

This tariff can look different depending on region, service type, payment method and Economy 7 status. That means the fairest comparison is always postcode-based and like-for-like.

Good to know: a tariff that looks cheapest in one PES region may not be cheapest in another. Use your postcode rather than relying on a headline national figure.

What happens after you compare?

  1. We estimate annual costs using your postcode, meter type and payment method.
  2. You can compare that result with the relevant Octopus Key and Card option group on this page.
  3. If you proceed, choose the exact regional row that matches your setup before switching.

Always review tariff facts and contract terms before you complete a switch.

Get your whole-of-market quote

Tell us a few details to see estimated prices, including Octopus Energy tariffs where available for your postcode, meter and payment method.

Start your comparison

By submitting, you confirm this is for a UK home energy comparison. We’ll use your details to provide quotes and contact you about your comparison. You can opt out at any time.

Octopus Key and Card option groups explained

To keep this page useful and SEO-friendly, we group the underlying records by service type, payment method and Economy 7. Inside each group, you can then see the regional prices across the PES areas we hold.

Fuel / service types

Current records show these service types for Octopus Key and Card: Dual Fuel, Electricity.

  • Dual fuel can be convenient but is not always cheapest.
  • Single-fuel options may suit households comparing separate suppliers.

Payment types

Current payment methods listed include Prepayment Meter.

  • Always compare the same payment method.
  • Direct Debit, bill payment and prepayment can produce different annual costs.

Regional prices

This page includes regional records across 14 PES regions, because energy prices are not the same everywhere in Great Britain.

  • Use postcode-based quotes for the most accurate comparison.
  • Unit rates and standing charges vary by region and are shown in the tables below.

Internal links for this tariff cluster

Read our Octopus Energy supplier guide, browse all Octopus Energy tariffs, or compare broader categories such as Economy 7, dual fuel and Direct Debit tariffs.

Lowest electricity unit rate shown

The lowest electricity unit rate currently shown is 22.950p/kWh under the Dual Fuel / Prepayment Meter / standard-rate option group. Rates range up to 28.190p/kWh across regions for this group. A postcode-level quote is needed to estimate your annual cost.

Octopus Key and Card comparison table (grouped by option type)

This summary table groups the tariff by the differences that matter most: service type, payment method and Economy 7. Each row then links to a regional breakdown so you can see all PES-region unit rates and standing charges.

Service type Payment method Economy 7 Regions Elec rate range (p/kWh) Contract Exit fee (per fuel) Details
Dual Fuel Prepayment Meter No 28 22.950 – 28.190 Variable None shown View regional prices
Dual Fuel Prepayment Meter Yes 28 28.580 – 35.830 Variable None shown View regional prices
Electricity Prepayment Meter No 28 22.950 – 28.190 Variable None shown View regional prices
Electricity Prepayment Meter Yes 28 28.580 – 35.830 Variable None shown View regional prices

Decision checklist

  • Pick the right fuel/service type first.
  • Keep the payment method the same across comparisons.
  • Only choose an Economy 7 row if your meter and usage pattern suit it.
  • Use your postcode to sense-check the regional prices.

Why regional rows matter

  • Standing charges and unit rates vary by PES region.
  • A tariff that looks cheap nationally may be less competitive in your area.
  • Regional differences can materially change annual cost estimates.

Dual Fuel, Prepayment Meter, standard-rate: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) Elec standing (p/day) Gas rate (p/kWh) Gas standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 22.950 48.81 5.375 28.55 Variable None shown Switch to this tariff
East Midlands 26.060 48.81 5.565 33.48 Variable None shown Switch to this tariff
Eastern 24.180 47.98 5.514 28.47 Variable None shown Switch to this tariff
Eastern 27.020 47.98 5.695 33.40 Variable None shown Switch to this tariff
London 24.141 43.82 5.725 29.33 Variable None shown Switch to this tariff
London 26.160 45.78 5.836 34.30 Variable None shown Switch to this tariff
Manweb 25.401 69.67 5.450 29.20 Variable None shown Switch to this tariff
Manweb 28.190 69.67 5.698 34.16 Variable None shown Switch to this tariff
Midlands 23.170 52.73 5.463 28.83 Variable None shown Switch to this tariff
Midlands 26.150 52.73 5.632 33.78 Variable None shown Switch to this tariff
Northern 23.080 59.59 5.514 28.92 Variable None shown Switch to this tariff
Northern 25.920 59.59 5.745 33.87 Variable None shown Switch to this tariff
Norweb 23.949 46.62 5.409 28.94 Variable None shown Switch to this tariff
Norweb 27.570 50.88 5.654 33.90 Variable None shown Switch to this tariff
Scottish Hydro 24.260 56.56 5.411 28.99 Variable None shown Switch to this tariff
Scottish Hydro 27.490 60.72 5.654 33.94 Variable None shown Switch to this tariff
Scottish Power 23.650 56.28 5.411 29.02 Variable None shown Switch to this tariff
Scottish Power 26.340 56.28 5.654 33.97 Variable None shown Switch to this tariff
Seeboard 24.460 47.32 5.594 28.39 Variable None shown Switch to this tariff
Seeboard 27.400 47.32 5.624 33.33 Variable None shown Switch to this tariff
Southern 24.220 44.35 5.774 28.28 Variable None shown Switch to this tariff
Southern 26.970 44.35 5.829 33.21 Variable None shown Switch to this tariff
Swalec 24.141 51.42 5.605 29.07 Variable None shown Switch to this tariff
Swalec 27.309 51.42 5.871 34.03 Variable None shown Switch to this tariff
SWEB 24.210 53.76 5.727 28.44 Variable None shown Switch to this tariff
SWEB 27.291 53.76 5.970 33.37 Variable None shown Switch to this tariff
Yorkshire 23.120 58.37 5.462 28.90 Variable None shown Switch to this tariff
Yorkshire 25.860 58.37 5.682 33.85 Variable None shown Switch to this tariff

Dual Fuel, Prepayment Meter, Economy 7: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) E7 off-peak (p/kWh) Elec standing (p/day) Gas rate (p/kWh) Gas standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 28.880 11.370 48.32 5.375 28.55 Variable None shown Switch to this tariff
East Midlands 33.440 13.170 48.32 5.565 33.48 Variable None shown Switch to this tariff
Eastern 30.920 11.130 48.39 5.514 28.47 Variable None shown Switch to this tariff
Eastern 35.250 12.690 48.39 5.695 33.40 Variable None shown Switch to this tariff
London 30.140 11.940 43.40 5.725 29.33 Variable None shown Switch to this tariff
London 33.530 13.280 45.47 5.836 34.30 Variable None shown Switch to this tariff
Manweb 31.680 12.650 68.97 5.450 29.20 Variable None shown Switch to this tariff
Manweb 35.830 14.310 69.03 5.698 34.16 Variable None shown Switch to this tariff
Midlands 29.000 11.760 52.49 5.463 28.83 Variable None shown Switch to this tariff
Midlands 33.370 13.540 52.49 5.632 33.78 Variable None shown Switch to this tariff
Northern 29.280 11.060 58.90 5.514 28.92 Variable None shown Switch to this tariff
Northern 33.580 12.690 58.90 5.745 33.87 Variable None shown Switch to this tariff
Norweb 29.980 11.790 45.92 5.409 28.94 Variable None shown Switch to this tariff
Norweb 35.090 13.800 50.29 5.654 33.90 Variable None shown Switch to this tariff
Scottish Hydro 29.910 12.700 57.27 5.411 28.99 Variable None shown Switch to this tariff
Scottish Hydro 34.520 14.660 61.68 5.654 33.94 Variable None shown Switch to this tariff
Scottish Power 28.580 13.210 57.28 5.411 29.02 Variable None shown Switch to this tariff
Scottish Power 32.480 15.010 57.28 5.654 33.97 Variable None shown Switch to this tariff
Seeboard 30.520 12.180 47.76 5.594 28.39 Variable None shown Switch to this tariff
Seeboard 34.860 13.920 47.76 5.624 33.33 Variable None shown Switch to this tariff
Southern 30.881 11.290 44.51 5.774 28.28 Variable None shown Switch to this tariff
Southern 35.090 12.830 44.51 5.829 33.21 Variable None shown Switch to this tariff
Swalec 30.240 12.040 50.48 5.605 29.07 Variable None shown Switch to this tariff
Swalec 34.840 13.871 50.48 5.871 34.03 Variable None shown Switch to this tariff
SWEB 30.820 11.230 54.39 5.727 28.44 Variable None shown Switch to this tariff
SWEB 35.420 12.910 54.39 5.970 33.37 Variable None shown Switch to this tariff
Yorkshire 28.680 12.150 57.84 5.462 28.90 Variable None shown Switch to this tariff
Yorkshire 32.740 13.871 57.84 5.682 33.85 Variable None shown Switch to this tariff

Electricity, Prepayment Meter, standard-rate: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) Elec standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 22.950 48.81 Variable None shown Switch to this tariff
East Midlands 26.060 48.81 Variable None shown Switch to this tariff
Eastern 24.180 47.98 Variable None shown Switch to this tariff
Eastern 27.020 47.98 Variable None shown Switch to this tariff
London 24.141 43.82 Variable None shown Switch to this tariff
London 26.160 45.78 Variable None shown Switch to this tariff
Manweb 25.401 69.67 Variable None shown Switch to this tariff
Manweb 28.190 69.67 Variable None shown Switch to this tariff
Midlands 23.170 52.73 Variable None shown Switch to this tariff
Midlands 26.150 52.73 Variable None shown Switch to this tariff
Northern 23.080 59.59 Variable None shown Switch to this tariff
Northern 25.920 59.59 Variable None shown Switch to this tariff
Norweb 23.949 46.62 Variable None shown Switch to this tariff
Norweb 27.570 50.88 Variable None shown Switch to this tariff
Scottish Hydro 24.260 56.56 Variable None shown Switch to this tariff
Scottish Hydro 27.490 60.72 Variable None shown Switch to this tariff
Scottish Power 23.650 56.28 Variable None shown Switch to this tariff
Scottish Power 26.340 56.28 Variable None shown Switch to this tariff
Seeboard 24.460 47.32 Variable None shown Switch to this tariff
Seeboard 27.400 47.32 Variable None shown Switch to this tariff
Southern 24.220 44.35 Variable None shown Switch to this tariff
Southern 26.970 44.35 Variable None shown Switch to this tariff
Swalec 24.141 51.42 Variable None shown Switch to this tariff
Swalec 27.309 51.42 Variable None shown Switch to this tariff
SWEB 24.210 53.76 Variable None shown Switch to this tariff
SWEB 27.291 53.76 Variable None shown Switch to this tariff
Yorkshire 23.120 58.37 Variable None shown Switch to this tariff
Yorkshire 25.860 58.37 Variable None shown Switch to this tariff

Electricity, Prepayment Meter, Economy 7: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) E7 off-peak (p/kWh) Elec standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 28.880 11.370 48.32 Variable None shown Switch to this tariff
East Midlands 33.440 13.170 48.32 Variable None shown Switch to this tariff
Eastern 30.920 11.130 48.39 Variable None shown Switch to this tariff
Eastern 35.250 12.690 48.39 Variable None shown Switch to this tariff
London 30.140 11.940 43.40 Variable None shown Switch to this tariff
London 33.530 13.280 45.47 Variable None shown Switch to this tariff
Manweb 31.680 12.650 68.97 Variable None shown Switch to this tariff
Manweb 35.830 14.310 69.03 Variable None shown Switch to this tariff
Midlands 29.000 11.760 52.49 Variable None shown Switch to this tariff
Midlands 33.370 13.540 52.49 Variable None shown Switch to this tariff
Northern 29.280 11.060 58.90 Variable None shown Switch to this tariff
Northern 33.580 12.690 58.90 Variable None shown Switch to this tariff
Norweb 29.980 11.790 45.92 Variable None shown Switch to this tariff
Norweb 35.090 13.800 50.29 Variable None shown Switch to this tariff
Scottish Hydro 29.910 12.700 57.27 Variable None shown Switch to this tariff
Scottish Hydro 34.520 14.660 61.68 Variable None shown Switch to this tariff
Scottish Power 28.580 13.210 57.28 Variable None shown Switch to this tariff
Scottish Power 32.480 15.010 57.28 Variable None shown Switch to this tariff
Seeboard 30.520 12.180 47.76 Variable None shown Switch to this tariff
Seeboard 34.860 13.920 47.76 Variable None shown Switch to this tariff
Southern 30.881 11.290 44.51 Variable None shown Switch to this tariff
Southern 35.090 12.830 44.51 Variable None shown Switch to this tariff
Swalec 30.240 12.040 50.48 Variable None shown Switch to this tariff
Swalec 34.840 13.871 50.48 Variable None shown Switch to this tariff
SWEB 30.820 11.230 54.39 Variable None shown Switch to this tariff
SWEB 35.420 12.910 54.39 Variable None shown Switch to this tariff
Yorkshire 28.680 12.150 57.84 Variable None shown Switch to this tariff
Yorkshire 32.740 13.871 57.84 Variable None shown Switch to this tariff

Costs, exclusions and common pitfalls to check

Most mistakes happen when the wrong regional or payment-type version of the tariff is compared. Use these checks before switching.

1) Region matters

There are separate regional records because energy pricing differs across PES areas. Do not assume a headline price applies nationally.

2) Payment method affects price

Direct Debit, bill payment and prepayment variants can differ materially. Compare like-for-like only.

3) Economy 7 is usage-sensitive

Economy 7 can help if enough usage is overnight, but can cost more overall if most use is daytime.

4) Fuel bundle changes the comparison

Dual fuel should not be compared directly with electricity-only rows unless you normalise the usage assumptions.

5) Exit fees reduce flexibility

No exit fee is currently shown on the records listed, but always confirm before switching.

6) Postcode still beats region-only estimates

Region is useful for guidance, but a postcode-based quote is more precise because it reflects the actual tariff availability and pricing for your home.

Helpful shortcut: if you are not sure this is the right product family, compare all Octopus Energy tariffs before drilling into the regional tables.

Octopus Key and Card: FAQs

Why are there so many records for the same tariff name?

Because the tariff can vary by service type, payment method, Economy 7 status and region. This page groups them together so you can compare them in one place.

Are prices for Octopus Key and Card the same in every region?

No. This page includes region-level records because unit rates and standing charges differ across PES regions. Your postcode is still the best way to confirm what you would actually pay.

Does Octopus Key and Card come with Economy 7?

Yes. At least one Economy 7 option group is currently listed on this page, with separate day and off-peak unit rates shown per region.

Can I get Octopus Key and Card as electricity-only, gas-only or dual fuel?

Current records show these service types: Dual Fuel, Electricity. Availability still depends on your home and supplier rules.

How do I switch to the exact regional option I want?

Use the grouped comparison table to find the right option type, then choose the regional row below it that matches your area and click the switch link.

Can I compare this with other tariffs from the same supplier?

Yes. Visit the Octopus Energy tariffs page to compare other current products from the same supplier.

Will switching affect my supply?

In normal circumstances, no. The switch is administrative and your supply continues while the new tariff is set up.

Trust, methodology and related pages

Page details

Supplier
Octopus Energy
Tariff family
Octopus Key and Card
Regions shown
14
Page type
Canonical tariff family page

How we assess Octopus Key and Card

  • Grouped tariff view: we group records with the same tariff name into one page to avoid duplicate pages and to make comparison easier.
  • Regional realism: we show multiple PES-region records because energy prices vary by area.
  • Like-for-like comparison: we encourage comparison using the same payment method, service type and meter assumptions wherever possible.
  • Rate transparency: we show actual unit rates (p/kWh) and standing charges (p/day) so you can estimate costs using your own usage figures.
  • Availability caveat: the exact tariff you can join may still depend on your postcode and supplier eligibility checks.

Explore more from Octopus Energy

We recommend checking the supplier's tariff information and product terms before you switch, as regional availability and rates can change quickly.

Ready to compare Octopus Key and Card with the market?

Get estimated prices using your postcode and meter details, then choose the exact regional tariff option that matches your home.

Get your energy quote See all Octopus Energy tariffs


Updated on 2 Apr 2026