Cheapest local fixed energy tariffs for UK homes 2026
Compare whole-of-market fixed energy deals available in your local area for 2026. Tell us a few details and we’ll match you with the cheapest fixed tariffs for your home—fast, clear, and UK-focused.
- Whole-of-market comparison across major and smaller UK suppliers
- See local availability by postcode (regional pricing can vary)
- Choose a fixed term that fits 2026 (12, 18 or 24 months)
- No jargon—just the key unit rates, standing charges and exit fees
For UK domestic customers. Prices and availability depend on your region, meter type and usage. You’ll always see full tariff details before you switch.
Find the cheapest fixed energy tariff in your local area (2026)
Fixed tariffs can help protect your household budget by keeping unit rates the same for the length of your contract. In 2026, the “cheapest” fixed tariff for you will depend on where you live, your annual usage, and your meter type (credit, prepayment, smart, Economy 7).
EnergyPlus is a whole-of-market comparison service for UK homes. We show the tariffs we can match for your postcode, highlight key fees and terms, and help you shortlist fixed deals with confidence.
Tip: The cheapest fixed tariff is not always the lowest headline price. Check unit rates, standing charges, exit fees and whether the tariff is available in your region before switching.
What you’ll need (takes ~2 minutes)
- Your postcode (to identify your electricity distribution region)
- Whether you want electricity, gas, or dual fuel
- Your payment method (Direct Debit, pay on receipt, prepayment)
- Estimated annual usage in kWh (we can help you estimate)
Compare fixed tariffs (local 2026)
Complete the form and we’ll show fixed deals available in your area with the key prices and terms clearly listed.
Why many UK households choose fixed tariffs for 2026
Budget certainty
Your unit rates stay the same for the fixed term, helping you plan monthly Direct Debits and avoid surprises.
Local availability
Some tariffs are priced differently by region. Postcode matching ensures you only see deals you can actually get.
Clear comparisons
We break down standing charges, unit rates, contract length and exit fees so you can compare like-for-like.
Control over contract term
Pick 12, 18 or 24 months based on how long you want price certainty. We’ll show the trade-offs in price and exit fees.
Support for different meters
Standard, smart, Economy 7 and prepayment options can price differently. We help you find the cheapest compatible fixed tariff.
Good to know: Fixing doesn’t reduce your usage on its own. The real win comes from securing a competitive rate and keeping consumption under control (especially during winter 2026).
How to compare and switch to a local fixed tariff
1) Enter your details
Use your postcode and estimated usage to see fixed tariffs available in your area. If you’re unsure, use your latest bill as a guide.
2) Compare like-for-like
Review unit rates, standing charges, contract length, exit fees and payment method. We highlight what matters for your meter type.
3) Start your switch
If you decide to switch, your new supplier handles the process. You keep energy supply as normal—no engineer visit in most cases.
When is a fixed tariff “cheapest” for your home?
“Cheapest” depends on your annual kWh and how tariffs structure costs. A tariff with a slightly higher unit rate but lower standing charge can be cheaper for low usage homes (for example, smaller flats). Higher usage households often benefit most from a lower unit rate—even if the standing charge is higher.
Exit fees: Many fixed tariffs include exit fees if you leave early. If you’re likely to move house in 2026, prioritise deals with low (or no) exit fees, or check whether the tariff can be transferred to your new address.
Understanding fixed tariff prices: unit rates, standing charges & fees
If you’re searching for the cheapest local fixed energy tariffs for UK homes in 2026, these are the core numbers to check before you commit.
| Price component | What it means | Why it matters for “cheapest” |
|---|---|---|
| Unit rate (p/kWh) | The price per kilowatt hour of gas or electricity you use. | Usually the biggest driver for high-usage households. |
| Standing charge (p/day) | A daily fixed cost for keeping your supply connected. | Heavily affects low-usage homes; can outweigh a slightly lower unit rate. |
| Contract length | How long your unit rate is fixed (e.g. 12–24 months). | Longer fixes can cost more or less—compare total cost over the full term. |
| Exit fees | A fee charged if you leave before the end of the fix. | Important if you might switch again in 2026 or move house. |
| Payment method | Tariffs often price differently for Direct Debit vs. pay on receipt vs. prepayment. | Choosing the right payment type can unlock cheaper fixed deals. |
A quick checklist before you fix
Check the tariff is available in your postcode
Local network costs vary across the UK. A tariff advertised nationally may not price the same in your region.
Use realistic usage figures
If your kWh estimate is off, the “cheapest” tariff could change. If in doubt, base it on the last 12 months.
Local pricing in 2026: why your area matters
Two households using the same amount of energy can see different prices simply because of location. Your electricity distribution region (set by local networks) and the supplier’s regional pricing can influence unit rates and standing charges. That’s why “cheapest fixed tariff” searches should always be postcode-based.
England
Regional charges vary across the North, Midlands, South and London. Your local fixed tariff shortlist should reflect your exact postcode.
Scotland
Availability and pricing can differ between urban and rural areas. We’ll show fixed deals that match your meter and locality.
Wales
Local distribution costs and supplier pricing can change by region. Postcode-based comparisons avoid wasting time on unavailable tariffs.
Northern Ireland: This page focuses on Great Britain domestic tariffs. If you’re in Northern Ireland, tell us your postcode and we’ll advise on the best next step for local providers.
Common mistakes when choosing a fixed tariff (and how to avoid them)
Comparing without your real usage
Estimated annual cost is only as accurate as the kWh inputs. Use your last bill (or smart meter app) where possible.
Ignoring standing charges
A low unit rate can be offset by a high standing charge—especially in smaller properties or second homes.
Overlooking exit fees
If you might move or switch again, choose a fixed deal with reasonable exit fees (or factor them into savings).
Selecting the wrong meter type
Economy 7 and prepayment tariffs can differ significantly. Make sure you’re viewing deals that fit your meter setup.
Ready to see what’s actually cheapest for your local area? Use the comparison form to get a 2026 fixed tariff shortlist matched to your postcode.
FAQs: cheapest local fixed energy tariffs (UK, 2026)
Are fixed tariffs always cheaper than variable?
Not always. A fixed tariff can be cheaper (or more expensive) than a variable tariff depending on current market pricing and your region. The key benefit of a fix is price certainty for the contract term.
What does “local” mean for energy tariffs?
“Local” refers to tariffs and pricing that depend on your postcode and supply region. Energy unit rates and standing charges can vary by region due to network costs and supplier pricing structures.
Can I switch if I’m in a fixed contract already?
Usually yes, but you may pay an exit fee. Some suppliers waive exit fees near the end of the contract. Compare potential savings against any fees before switching.
Does a smart meter affect my tariff options?
It can. Some deals are smart-only, while others work with any meter. We’ll match your options based on the meter type you select and what’s available in your area.
How quickly can I switch energy supplier?
Timescales vary by supplier and circumstances. In most cases, switching is straightforward and you won’t lose supply—your energy continues uninterrupted while the changeover completes.
What if I don’t know my yearly kWh?
You can estimate using your last bill (look for “annual consumption” in kWh). If you only have monthly figures, add the last 12 months together. Enter your best estimate—then refine it later if needed.
Still unsure? Start with your postcode and we’ll narrow down the fixed tariffs that are genuinely available locally. Compare now.
Trusted by UK households comparing fixed tariffs
“The postcode search helped me avoid tariffs that weren’t available in my area. The shortlist made it easy to pick a fixed deal for 2026.”
“Clear breakdown of unit rates and standing charges. I could finally compare like-for-like instead of guessing.”
“Quick form, useful results. Seeing exit fees upfront saved me from picking the wrong fixed tariff.”
Our promise: We focus on transparent comparisons for UK homes—showing the tariff details that affect your bill: rates, standing charges, term length and fees.
Get your cheapest local fixed tariff shortlist for 2026
Enter your postcode and usage to see fixed deals you can actually get in your area—then choose the option that fits your budget and plans for 2026.
Domestic comparison only. Always review full tariff terms before switching, including any exit fees and regional pricing.
Back to Local Home Energy