Co-op Energy logo

Co-op 12M Fixed October 2026 v3 by Co-op Energy: regional prices, payment types, fuel options & Economy 7

A UK-focused guide to every version (now closed to new customers) of Co-op 12M Fixed October 2026 v3 from Co-op Energy, including Dual Fuel, Electricity, Gas options, payment methods such as Monthly Direct Debit, Economy 7 and standard-rate versions and pricing across 13 PES regions.

  • See the main Co-op 12M Fixed October 2026 v3 option groups in one place
  • Check region-by-region unit rates and standing charges for your exact service type, payment method and meter setup
  • Compare this tariff fairly with the wider market using your postcode and usage
Switch to Co-op Energy — check your price See all Co-op Energy tariffs

Unit rates and standing charges vary by region, meter type, service type and payment method. A postcode-level quote is still the fairest comparison.

Co-op 12M Fixed October 2026 v3 is no longer open to new customers. If you're already on it, the details below still apply — to switch, compare Co-op Energy's current tariffs and the wider market.

See current Co-op Energy tariffs →

Fast answer: what most people should know about Co-op 12M Fixed October 2026 v3

Co-op 12M Fixed October 2026 v3 is best treated as a single tariff family page because the same tariff name can appear across multiple service types, payment methods, Economy 7 settings and 14 PES regions. The best version for you depends on your postcode, meter setup and how you actually pay for energy.

What our price data says: Co-op 12M Fixed October 2026 v3 is closed to new customers: a fixed tariff for 12 months, exit fee £50 per fuel. Against the Ofgem cap for 1 October to 31 December 2026 its electricity unit rate is above the cap in every region (by 2.47 to 3.85p/kWh) and its standing charge is below the cap in every region (by 0.39 to 1.53p a day). In London the unit rate is 29.07p against a 26.60p cap and the standing charge 41.39p a day against 42.92p; a home at Ofgem typical use (2,500 kWh of electricity and 9,500 kWh of gas a year, Direct Debit) could pay about £1,862 a year on this tariff against £1,706 at the cap (+£155), standing charges included. See every region

Editor's rule of thumb: compare only like-for-like. If you are on Direct Debit, compare Direct Debit. If you need Economy 7, compare Economy 7. If you want dual fuel, do not compare it against an electricity-only row and assume the result is equivalent.

Key takeaways

  • Service types: Dual Fuel, Electricity, Gas
  • Payment methods: Monthly Direct Debit
  • Regions covered: 13 PES regions
  • Economy 7: available on at least one option group
  • Exit fee: up to £50.00 per fuel

What to have ready

  • Your postcode for regional pricing
  • Your meter type, including Economy 7 if relevant
  • Your annual usage or a recent bill
  • Your preferred payment method
  • Whether you need electricity-only, gas-only or dual fuel

If you're in a hurry

Use a whole-of-market quote first, then check the exact row in the regional tables below that matches your setup.

Compare prices with your postcode

Compare Co-op 12M Fixed October 2026 v3 with the wider market

This tariff can look different depending on region, service type, payment method and Economy 7 status. That means the fairest comparison is always postcode-based and like-for-like.

Good to know: a tariff that looks cheapest in one PES region may not be cheapest in another. Use your postcode rather than relying on a headline national figure.

What happens after you compare?

  1. We estimate annual costs using your postcode, meter type and payment method.
  2. You can compare that result with the relevant Co-op 12M Fixed October 2026 v3 option group on this page.
  3. If you proceed, choose the exact regional row that matches your setup before switching.

Always review tariff facts and contract terms before you complete a switch.

Get your whole-of-market quote

Tell us a few details to see estimated prices, including Co-op Energy tariffs where available for your postcode, meter and payment method.

Start your comparison

By submitting, you confirm this is for a UK home energy comparison. We’ll use your details to provide quotes and contact you about your comparison. You can opt out at any time.

Co-op 12M Fixed October 2026 v3 option groups explained

To keep this page useful and SEO-friendly, we group the underlying records by service type, payment method and Economy 7. Inside each group, you can then see the regional prices across the PES areas we hold.

Fuel / service types

Current records show these service types for Co-op 12M Fixed October 2026 v3: Dual Fuel, Electricity, Gas.

  • Dual fuel can be convenient but is not always cheapest.
  • Single-fuel options may suit households comparing separate suppliers.

Payment types

Current payment methods listed include Monthly Direct Debit.

  • Always compare the same payment method.
  • Direct Debit, bill payment and prepayment can produce different annual costs.

Regional prices

This page includes regional records across 13 PES regions, because energy prices are not the same everywhere in Great Britain.

  • Use postcode-based quotes for the most accurate comparison.
  • Unit rates and standing charges vary by region and are shown in the tables below.

Internal links for this tariff cluster

Read our Co-op Energy supplier guide, browse all Co-op Energy tariffs, or compare broader categories such as Economy 7, dual fuel and Direct Debit tariffs.

Lowest electricity unit rate shown

The lowest electricity unit rate currently shown is 28.416p/kWh under the Dual Fuel / Monthly Direct Debit / standard-rate option group. Rates range up to 31.404p/kWh across regions for this group. A postcode-level quote is needed to estimate your annual cost.

Co-op 12M Fixed October 2026 v3 comparison table (grouped by option type)

This summary table groups the tariff by the differences that matter most: service type, payment method and Economy 7. Each row then links to a regional breakdown so you can see all PES-region unit rates and standing charges.

Service type Payment method Economy 7 Regions Elec rate range (p/kWh) Contract Exit fee (per fuel) Details
Dual Fuel Monthly Direct Debit No 14 28.416 – 31.404 12 months £50.00 View regional prices
Dual Fuel Monthly Direct Debit Yes 14 34.506 – 37.879 12 months £50.00 View regional prices
Electricity Monthly Direct Debit No 14 28.416 – 31.404 12 months £50.00 View regional prices
Electricity Monthly Direct Debit Yes 14 34.506 – 37.879 12 months £50.00 View regional prices
Gas Monthly Direct Debit No 14 – 12 months £50.00 View regional prices

Decision checklist

  • Pick the right fuel/service type first.
  • Keep the payment method the same across comparisons.
  • Only choose an Economy 7 row if your meter and usage pattern suit it.
  • Use your postcode to sense-check the regional prices.

Why regional rows matter

  • Standing charges and unit rates vary by PES region.
  • A tariff that looks cheap nationally may be less competitive in your area.
  • Regional differences can materially change annual cost estimates.

Co-op 12M Fixed October 2026 v3 against the Ofgem price cap, 1 October to 31 December 2026

Co-op 12M Fixed October 2026 v3 is closed to new customers: a fixed tariff for 12 months, exit fee £50 per fuel. Against the Ofgem cap for 1 October to 31 December 2026 its electricity unit rate is above the cap in every region (by 2.47 to 3.85p/kWh) and its standing charge is below the cap in every region (by 0.39 to 1.53p a day). In London the unit rate is 29.07p against a 26.60p cap and the standing charge 41.39p a day against 42.92p; a home at Ofgem typical use (2,500 kWh of electricity and 9,500 kWh of gas a year, Direct Debit) could pay about £1,862 a year on this tariff against £1,706 at the cap (+£155), standing charges included.

Electricity unit rate, p/kWh and standing charge, p/day for each region against the Ofgem capElectricity unit rate, p/kWhStanding charge, p/daythis tariffOfgem cap25262728293031323540455055606570East MidlandsEast Midlands: 28.42p/kWh vs cap 25.36p (+3.06p)+3.06pEast Midlands: standing charge 50.20p/day vs cap 51.45p (−1.25p/day, −£5 a year)−1.25pWest MidlandsWest Midlands: 28.81p/kWh vs cap 25.60p (+3.21p)+3.21pWest Midlands: standing charge 56.27p/day vs cap 57.23p (−0.96p/day, −£3 a year)−0.96pYorkshireYorkshire: 28.85p/kWh vs cap 25.60p (+3.25p)+3.25pYorkshire: standing charge 60.89p/day vs cap 61.67p (−0.78p/day, −£3 a year)−0.78pNorth EastNorth East: 28.87p/kWh vs cap 25.46p (+3.41p)+3.41pNorth East: standing charge 60.80p/day vs cap 61.58p (−0.78p/day, −£3 a year)−0.78pLondonLondon: 29.07p/kWh vs cap 26.60p (+2.47p)+2.47pLondon: standing charge 41.39p/day vs cap 42.92p (−1.53p/day, −£6 a year)−1.53pSouthernSouthern: 29.63p/kWh vs cap 26.47p (+3.16p)+3.16pSouthern: standing charge 46.30p/day vs cap 47.81p (−1.51p/day, −£5 a year)−1.51pSouth ScotlandSouth Scotland: 29.64p/kWh vs cap 26.11p (+3.53p)+3.53pSouth Scotland: standing charge 60.69p/day vs cap 61.41p (−0.72p/day, −£3 a year)−0.72pEasternEastern: 29.71p/kWh vs cap 26.61p (+3.10p)+3.10pEastern: standing charge 50.55p/day vs cap 51.84p (−1.29p/day, −£5 a year)−1.29pSouth WalesSouth Wales: 29.98p/kWh vs cap 26.55p (+3.43p)+3.43pSouth Wales: standing charge 54.44p/day vs cap 55.41p (−0.97p/day, −£4 a year)−0.97pSouth EastSouth East: 30.11p/kWh vs cap 26.88p (+3.23p)+3.23pSouth East: standing charge 51.05p/day vs cap 52.32p (−1.27p/day, −£5 a year)−1.27pNorth ScotlandNorth Scotland: 30.20p/kWh vs cap 26.35p (+3.85p)+3.85pNorth Scotland: standing charge 54.15p/day vs cap 55.14p (−0.99p/day, −£4 a year)−0.99pNorth WestNorth West: 30.34p/kWh vs cap 26.49p (+3.85p)+3.85pNorth West: standing charge 44.21p/day vs cap 45.68p (−1.47p/day, −£5 a year)−1.47pSouth WestSouth West: 30.35p/kWh vs cap 26.58p (+3.77p)+3.77pSouth West: standing charge 54.49p/day vs cap 55.58p (−1.09p/day, −£4 a year)−1.09pMerseyside & N WalesMerseyside & N Wales: 31.40p/kWh vs cap 27.86p (+3.54p)+3.54pMerseyside & N Wales: standing charge 67.27p/day vs cap 67.66p (−0.39p/day, −£1 a year)−0.39p
RegionElec p/kWhCap p/kWhStanding p/dayCap p/dayStanding £/monthGas p/kWhGas capGas standing p/day£/yr typicalCap £/yrvs cap
East Midlands28.4225.3650.2051.4515.278.817.8228.461,8341,672+£162
West Midlands28.8125.6056.2757.2317.128.887.9028.751,8741,708+£167
Yorkshire28.8525.6060.8961.6718.528.967.9028.811,9001,724+£175
North Eastern England28.8725.4660.8061.5818.498.887.9228.841,8931,722+£170
London29.0726.6041.3942.9212.599.238.1529.241,8621,706+£155
Southern England29.6326.4746.3047.8114.089.218.1728.201,8881,719+£169
Southern Scotland29.6426.1160.6961.4118.468.827.8728.931,9061,734+£173
Eastern England29.7126.6150.5551.8415.378.797.9128.381,8661,713+£153
Southern Wales29.9826.5554.4455.4116.569.128.0929.001,9201,744+£177
South Eastern England30.1126.8851.0552.3215.539.078.0528.301,9041,735+£169
Northern Scotland30.2026.3554.1555.1416.478.837.8728.921,8961,717+£180
North Western England30.3426.4944.2145.6813.458.857.8628.851,8661,684+£182
South Western England30.3526.5854.4955.5816.589.198.1228.351,9341,746+£188
Merseyside and Northern Wales31.4027.8667.2767.6620.469.097.9129.122,0011,805+£196
Source: this tariff's newest published rates in our tariff feed (snapshot 9 Oct 2026; electricity without VAT (zero-rated 1 Oct 2026 to 31 Mar 2027); gas including 5% VAT; Monthly Direct Debit, single-rate meter). Cap: Ofgem's regional price cap, 1 October to 31 December 2026, Direct Debit, single-rate, as published (https://www.ofgem.gov.uk/your-energy-supply/your-energy-bill/energy-price-cap-unit-rates-and-standing-charges). Annual figures are modelled at Ofgem typical use (2,500 kWh of electricity and 9,500 kWh of gas a year, Direct Debit), standing charges included, before any discounts or credits; what you pay depends on your usage and meter.

Co-op 12M Fixed versions

Co-op 12M Fixed October 2026 v3 was already closed to new customers when our feed first listed it on 9 Oct 2026; it launched on 9 Oct 2026 at 29.07p/kWh and 41.39p a day in London (Direct Debit, dual fuel, single rate). This family has 52 versions in our history since 3 Jan 2025. The version on sale now is Co-op 12M Fixed October 2026 v7 (from 27 Oct 2026): 29.59p/kWh and 41.39p a day in London, exit fee £50 per fuel.

Source: our insert-only tariff history since 21 Mar 2026 (launch date = the version's published valid-from date; electricity without VAT (zero-rated 1 Oct 2026 to 31 Mar 2027)).

Co-op 12M Fixed October 2026 v3 on an Economy 7 meter

Economy 7 version in London: 35.75p/kWh by day and 15.10p/kWh in the seven off-peak hours, which are set by your meter and network operator, not by the tariff; standing charge 40.96p a day. It costs less than this tariff's single-rate version (29.07p/kWh, 41.39p a day) once at least 32% of your electricity is used off-peak, modelled at 2,500 kWh a year; at 50% off-peak the Economy 7 version is −£93 a year.

Source: this tariff's newest two-rate and single-rate rows in our tariff feed (snapshot 9 Oct 2026; electricity without VAT (zero-rated 1 Oct 2026 to 31 Mar 2027); Monthly Direct Debit). Modelled from the rates with standing charges included; no off-peak clock times are stored for Economy 7, which depend on your meter.

Dual Fuel, Monthly Direct Debit, standard-rate: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) Elec standing (p/day) Gas rate (p/kWh) Gas standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 28.416 50.20 8.808 28.46 12 months £50.00 Switch to this tariff
Eastern England 29.712 50.55 8.794 28.38 12 months £50.00 Switch to this tariff
Merseyside & North Wales 31.404 67.27 9.092 29.12 12 months £50.00 Switch to this tariff
North East England 28.874 60.80 8.879 28.84 12 months £50.00 Switch to this tariff
North Scotland 30.195 54.15 8.825 28.92 12 months £50.00 Switch to this tariff
North West England 30.337 44.21 8.853 28.85 12 months £50.00 Switch to this tariff
South East England 30.112 51.05 9.067 28.30 12 months £50.00 Switch to this tariff
South East England 29.073 41.39 9.231 29.24 12 months £50.00 Switch to this tariff
South England 29.631 46.30 9.212 28.20 12 months £50.00 Switch to this tariff
South Scotland 29.637 60.69 8.824 28.93 12 months £50.00 Switch to this tariff
South Wales 29.984 54.44 9.119 29.00 12 months £50.00 Switch to this tariff
South West England 30.351 54.49 9.186 28.35 12 months £50.00 Switch to this tariff
West Midlands 28.806 56.27 8.883 28.75 12 months £50.00 Switch to this tariff
Yorkshire 28.853 60.89 8.956 28.81 12 months £50.00 Switch to this tariff

Dual Fuel, Monthly Direct Debit, Economy 7: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) E7 off-peak (p/kWh) Elec standing (p/day) Gas rate (p/kWh) Gas standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 34.506 15.382 49.65 8.808 28.46 12 months £50.00 Switch to this tariff
Eastern England 36.390 15.264 50.75 8.794 28.38 12 months £50.00 Switch to this tariff
Merseyside & North Wales 37.879 16.502 66.45 9.092 29.12 12 months £50.00 Switch to this tariff
North East England 35.042 15.196 60.02 8.879 28.84 12 months £50.00 Switch to this tariff
North Scotland 36.473 16.143 54.71 8.825 28.92 12 months £50.00 Switch to this tariff
North West England 35.968 15.399 43.50 8.853 28.85 12 months £50.00 Switch to this tariff
South East England 36.615 15.500 51.33 9.067 28.30 12 months £50.00 Switch to this tariff
South East England 35.747 15.103 40.96 9.231 29.24 12 months £50.00 Switch to this tariff
South England 36.352 15.123 46.27 9.212 28.20 12 months £50.00 Switch to this tariff
South Scotland 35.172 16.397 61.21 8.824 28.93 12 months £50.00 Switch to this tariff
South Wales 36.422 15.735 53.43 9.119 29.00 12 months £50.00 Switch to this tariff
South West England 36.857 15.442 54.84 9.186 28.35 12 months £50.00 Switch to this tariff
West Midlands 35.033 15.555 55.91 8.883 28.75 12 months £50.00 Switch to this tariff
Yorkshire 34.817 16.077 60.21 8.956 28.81 12 months £50.00 Switch to this tariff

Electricity, Monthly Direct Debit, standard-rate: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) Elec standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 28.416 50.20 12 months £50.00 Switch to this tariff
Eastern England 29.712 50.55 12 months £50.00 Switch to this tariff
Merseyside & North Wales 31.404 67.27 12 months £50.00 Switch to this tariff
North East England 28.874 60.80 12 months £50.00 Switch to this tariff
North Scotland 30.195 54.15 12 months £50.00 Switch to this tariff
North West England 30.337 44.21 12 months £50.00 Switch to this tariff
South East England 30.112 51.05 12 months £50.00 Switch to this tariff
South East England 29.073 41.39 12 months £50.00 Switch to this tariff
South England 29.631 46.30 12 months £50.00 Switch to this tariff
South Scotland 29.637 60.69 12 months £50.00 Switch to this tariff
South Wales 29.984 54.44 12 months £50.00 Switch to this tariff
South West England 30.351 54.49 12 months £50.00 Switch to this tariff
West Midlands 28.806 56.27 12 months £50.00 Switch to this tariff
Yorkshire 28.853 60.89 12 months £50.00 Switch to this tariff

Electricity, Monthly Direct Debit, Economy 7: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) E7 off-peak (p/kWh) Elec standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 34.506 15.382 49.65 12 months £50.00 Switch to this tariff
Eastern England 36.390 15.264 50.75 12 months £50.00 Switch to this tariff
Merseyside & North Wales 37.879 16.502 66.45 12 months £50.00 Switch to this tariff
North East England 35.042 15.196 60.02 12 months £50.00 Switch to this tariff
North Scotland 36.473 16.143 54.71 12 months £50.00 Switch to this tariff
North West England 35.968 15.399 43.50 12 months £50.00 Switch to this tariff
South East England 36.615 15.500 51.33 12 months £50.00 Switch to this tariff
South East England 35.747 15.103 40.96 12 months £50.00 Switch to this tariff
South England 36.352 15.123 46.27 12 months £50.00 Switch to this tariff
South Scotland 35.172 16.397 61.21 12 months £50.00 Switch to this tariff
South Wales 36.422 15.735 53.43 12 months £50.00 Switch to this tariff
South West England 36.857 15.442 54.84 12 months £50.00 Switch to this tariff
West Midlands 35.033 15.555 55.91 12 months £50.00 Switch to this tariff
Yorkshire 34.817 16.077 60.21 12 months £50.00 Switch to this tariff

Gas, Monthly Direct Debit, standard-rate: regional prices

Unit rates are shown in pence per kWh (p/kWh). Standing charges are shown in pence per day (p/day), calculated from the yearly figures. Use the row that matches your location when you switch.

PES region Elec rate (p/kWh) Elec standing (p/day) Contract Exit fee (per fuel) Switch
East Midlands 0.000 — 12 months £50.00 Switch to this tariff
Eastern England 0.000 — 12 months £50.00 Switch to this tariff
Merseyside & North Wales 0.000 — 12 months £50.00 Switch to this tariff
North East England 0.000 — 12 months £50.00 Switch to this tariff
North Scotland 0.000 — 12 months £50.00 Switch to this tariff
North West England 0.000 — 12 months £50.00 Switch to this tariff
South East England 0.000 — 12 months £50.00 Switch to this tariff
South East England 0.000 — 12 months £50.00 Switch to this tariff
South England 0.000 — 12 months £50.00 Switch to this tariff
South Scotland 0.000 — 12 months £50.00 Switch to this tariff
South Wales 0.000 — 12 months £50.00 Switch to this tariff
South West England 0.000 — 12 months £50.00 Switch to this tariff
West Midlands 0.000 — 12 months £50.00 Switch to this tariff
Yorkshire 0.000 — 12 months £50.00 Switch to this tariff

Costs, exclusions and common pitfalls to check

Most mistakes happen when the wrong regional or payment-type version of the tariff is compared. Use these checks before switching.

1) Region matters

There are separate regional records because energy pricing differs across PES areas. Do not assume a headline price applies nationally.

2) Payment method affects price

Direct Debit, bill payment and prepayment variants can differ materially. Compare like-for-like only.

3) Economy 7 is usage-sensitive

Economy 7 can help if enough usage is overnight, but can cost more overall if most use is daytime.

4) Fuel bundle changes the comparison

Dual fuel should not be compared directly with electricity-only rows unless you normalise the usage assumptions.

5) Exit fees reduce flexibility

Records shown for this tariff include exit fees of up to £50.00 per fuel. Check the exact regional row before switching.

6) Postcode still beats region-only estimates

Region is useful for guidance, but a postcode-based quote is more precise because it reflects the actual tariff availability and pricing for your home.

Helpful shortcut: if you are not sure this is the right product family, compare all Co-op Energy tariffs before drilling into the regional tables.

Co-op 12M Fixed October 2026 v3: FAQs

Why are there so many records for the same tariff name?

Because the tariff can vary by service type, payment method, Economy 7 status and region. This page groups them together so you can compare them in one place.

Are prices for Co-op 12M Fixed October 2026 v3 the same in every region?

No. This page includes region-level records because unit rates and standing charges differ across PES regions. Your postcode is still the best way to confirm what you would actually pay.

Does Co-op 12M Fixed October 2026 v3 come with Economy 7?

Yes. At least one Economy 7 option group is currently listed on this page, with separate day and off-peak unit rates shown per region.

Can I get Co-op 12M Fixed October 2026 v3 as electricity-only, gas-only or dual fuel?

Current records show these service types: Dual Fuel, Electricity, Gas. Availability still depends on your home and supplier rules.

How do I switch to the exact regional option I want?

Use the grouped comparison table to find the right option type, then choose the regional row below it that matches your area and click the switch link.

Can I compare this with other tariffs from the same supplier?

Yes. Visit the Co-op Energy tariffs page to compare other current products from the same supplier.

Will switching affect my supply?

In normal circumstances, no. The switch is administrative and your supply continues while the new tariff is set up.

Trust, methodology and related pages

Page details

Supplier
Co-op Energy
Tariff family
Co-op 12M Fixed October 2026 v3
Regions shown
13
Page type
Canonical tariff family page

How we assess Co-op 12M Fixed October 2026 v3

  • Grouped tariff view: we group records with the same tariff name into one page to avoid duplicate pages and to make comparison easier.
  • Regional realism: we show multiple PES-region records because energy prices vary by area.
  • Like-for-like comparison: we encourage comparison using the same payment method, service type and meter assumptions wherever possible.
  • Rate transparency: we show actual unit rates (p/kWh) and standing charges (p/day) so you can estimate costs using your own usage figures.
  • Availability caveat: the exact tariff you can join may still depend on your postcode and supplier eligibility checks.

Explore more from Co-op Energy

We recommend checking the supplier's tariff information and product terms before you switch, as regional availability and rates can change quickly.

Ready to compare Co-op 12M Fixed October 2026 v3 with the market?

Get estimated prices using your postcode and meter details, then choose the exact regional tariff option that matches your home.

Get your energy quote See all Co-op Energy tariffs


Updated on 9 Oct 2026